https://v2.webnotes.in/categories/financial-planning/Recent content in Financial Planning on WebNotesHugoen-INSun, 17 May 2026 00:00:00 +0000https://v2.webnotes.in/registered-investment-advisor-india/Sun, 17 May 2026 00:00:00 +0000https://v2.webnotes.in/registered-investment-advisor-india/<p>A <strong>Registered Investment Adviser (RIA)</strong> in India is a SEBI-registered investment-advisory professional or entity authorised to provide investment advice to clients on a <strong>fee-only</strong> basis under the <strong>SEBI (Investment Advisers) Regulations, 2013</strong>. The RIA framework was designed to address structural conflicts of interest in Indian investment-advisory practice by formally separating the advisory role (fee-based) from the distribution role (commission-based). An RIA cannot earn commissions from product manufacturers (AMCs, insurance companies) for selling products to clients; the RIA earns only the explicit fee paid by the client.</p>https://v2.webnotes.in/fundsindia/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/fundsindia/<p><strong>FundsIndia</strong> is an Indian online mutual fund distribution and financial planning platform, operated by FundsIndia.com Private Limited, accessible at fundsindia.com. Founded in 2009, FundsIndia is one of India&rsquo;s earliest dedicated online mutual fund investment portals, predating the emergence of the current generation of direct-plan-focused fintech platforms by several years. The platform holds an AMFI ARN registration and distributes both direct plans and regular plans of mutual fund schemes from all major AMCs.</p>https://v2.webnotes.in/indwealth/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/indwealth/<p><strong>INDwealth</strong> is the premium wealth management sub-brand operated by <a href="https://v2.webnotes.in/indmoney/">INDmoney</a> (INDmoney Private Limited), targeting high-net-worth individual (HNI) and ultra-HNI investors who seek personalised portfolio management alongside the broader INDmoney platform&rsquo;s aggregation and direct-plan investing capabilities.</p> <p>INDwealth operates under the SEBI registered investment adviser (RIA) registration held by INDmoney Private Limited, providing fee-based advice and personalised portfolio construction rather than the self-directed direct-plan investing model of the mass-market INDmoney platform. INDwealth charges a fee based on assets under advice (AUA), consistent with the RIA fee models permitted under the SEBI (Investment Advisers) Regulations 2013 and the 2020 amendment.</p>https://v2.webnotes.in/ria-mutual-fund/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/ria-mutual-fund/<p>A <strong>SEBI-registered investment adviser (RIA)</strong> is an individual or entity registered with the Securities and Exchange Board of India under the SEBI (Investment Advisers) Regulations 2013 to provide investment advice to clients for a fee. In the context of mutual fund <a href="https://v2.webnotes.in/mutual-fund-distribution-india/">distribution</a> , RIAs represent the fee-based advisory model as distinct from commission-based mutual fund distributors (MFDs). SEBI introduced the RIA framework to create a formal category of fiduciary advisers who charge clients directly for advice rather than receiving commissions from product manufacturers.</p>https://v2.webnotes.in/scripbox/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/scripbox/<p><strong>Scripbox</strong> is an Indian robo-advisory and direct mutual fund investment platform operated by Scripbox Advisors Private Limited, accessible at scripbox.com. Founded in 2012, Scripbox is one of India&rsquo;s earliest mutual fund robo-advisers and is distinguished by its opinionated, curation-based approach: instead of offering the full universe of mutual fund schemes, Scripbox presents a small, researched selection of recommended funds for each investor goal category, simplifying the decision for investors who prefer guidance over complete open-choice.</p>https://v2.webnotes.in/wealthy-in/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/wealthy-in/<p><strong>Wealthy.in</strong> is an Indian direct mutual fund investment platform and SEBI-registered investment adviser (RIA), accessible at wealthy.in. The platform offers commission-free direct plan investing in mutual fund schemes from all major AMCs, alongside NPS (National Pension System) investing and financial planning tools. Wealthy.in targets self-directed investors who prefer a clean, direct-plan interface without the premium subscriptions or bundled services of larger platforms.</p> <p>Wealthy.in is operated by Parsec Technologies Private Limited and holds a SEBI RIA registration and an AMFI ARN registration, consistent with other direct-plan advisory platforms such as <a href="https://v2.webnotes.in/kuvera/">Kuvera</a> and <a href="https://v2.webnotes.in/et-money/">ET Money</a> .</p>