Equity Culture in India and the Role of Mutual Funds

Tue, 12 May 2026 00:00:00 +0000

Equity culture in India refers to the gradual but accelerating integration of equity-linked instruments into the savings and investment behaviour of ordinary Indian households. Mutual funds have been the dominant vehicle through which this cultural shift has occurred, serving as an accessible, regulated, and professionally managed pathway for the middle class to participate in Indian corporate growth. The transition from a predominantly physical-asset and bank-deposit savings culture to one incorporating equity exposure is one of the most consequential structural changes in India’s financial landscape since liberalisation.

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Equity Culture in India and the Role of Mutual Funds