Mutual Funds
- Indexation removal for debt MFs (Finance Act 2023)
Finance Act 2023 removed the 20%-with-indexation LTCG benefit for debt mutual funds acquired from 1 April 2023. All gains are now slab-rate short-term gains regardless of holding period.
- Illiquid asset workout in mutual funds
Reference on the management and recovery of illiquid or defaulted assets in Indian mutual funds: SEBI restrictions on illiquid securities, workout mechanisms, AMC obligations, and investor recourse.
- IL&FS default impact on debt funds (2018)
The September 2018 default by Infrastructure Leasing and Financial Services on commercial paper obligations triggered a system-wide credit freeze for NBFCs and caused mark-to-market losses across debt mutual funds holding IL&FS paper.
- IDCW, Income Distribution cum Capital Withdrawal
Reference on IDCW (Income Distribution cum Capital Withdrawal) in Indian mutual funds: renaming from dividend, mechanics, record date, NAV impact, tax treatment, and comparison with growth option.
- IDCW intimation for mutual funds in India
An IDCW intimation is a regulatory notice issued by a mutual fund AMC before each Income Distribution cum Capital Withdrawal payment, disclosing the per-unit distribution amount, record date, ex-date, and applicable TDS, enabling investors to make informed decisions before the record date.
- ICICI Prudential Mutual Fund direct portal
ICICI Prudential Mutual Fund's direct portal (icicipruamc.com) allows investors to invest in direct plans of ICICI Prudential AMC schemes, one of India's largest AMCs listed on NSE and BSE.
- ICICI Prudential Mutual Fund
ICICI Prudential Mutual Fund is one of India's largest AMCs, jointly sponsored by ICICI Bank and Prudential plc, managing over Rs 7 lakh crore in AUM.
- HUF as MF investor
Complete reference on a Hindu Undivided Family (HUF) investing in Indian mutual funds: legal status, Karta's role, KYC documentation, eligible schemes, taxation, and SEBI regulatory framework.
- HSBC Mutual Fund
HSBC Mutual Fund is the Indian AMC of HSBC Group, expanded by the 2023 acquisition of L&T Mutual Fund schemes, operating across equity, debt, and passive categories.
- HSBC acquisition of L&T Mutual Fund (2022)
HSBC Asset Management India's acquisition of L&T Investment Management in 2022 brought a top-ten Indian AMC under HSBC control and expanded the global bank's Indian mutual fund AUM to approximately Rs 82,000 crore.
- How to switch from regular to direct mutual fund via Coin
Step-by-step guide to migrating your regular plan mutual fund holdings into direct plans on Zerodha Coin: the switch mechanism, tax consequences, and paperwork-free process.
- How to switch a mutual fund on Coin
Step-by-step guide to switching from one mutual fund scheme to another on Zerodha Coin: same-AMC restrictions, CDSL TPIN, cut-off times, and tax treatment.
- How to start an SIP on Coin
Step-by-step guide to setting up a Systematic Investment Plan (SIP) on Zerodha Coin: scheme selection, instalment amount, frequency, mandate registration, and first debit.
- How to set up an SIP via UPI autopay on Coin
Step-by-step guide to registering a UPI autopay mandate for a Systematic Investment Plan on Zerodha Coin: e-mandate creation, approval in UPI app, limits, and troubleshooting.
- How to redeem a mutual fund on Coin
Step-by-step guide to redeeming mutual fund units on Zerodha Coin: CDSL TPIN authorisation, full or partial redemption, cut-off times, and payout timelines.
- How to pledge mutual funds for margin on Zerodha
Step-by-step guide to pledging demat-held mutual fund units as collateral margin on Zerodha: eligible funds, haircut, re-pledge flow, and risks of margin trading against mutual fund collateral.
- How to pause or cancel an SIP on Coin
Step-by-step guide to pausing or permanently cancelling a Systematic Investment Plan on Zerodha Coin: timing rules, mandate cancellation, and impact on existing units.
- How to modify SIP amount or date on Coin
Step-by-step guide to changing the instalment amount or debit date of an existing SIP on Zerodha Coin, including mandate update requirements and what to do when direct modification is not available.
- How to invest in liquid funds via Coin
Step-by-step guide to investing in liquid mutual funds on Zerodha Coin: fund selection, cut-off times, same-day NAV rules, instant redemption, and use cases over savings accounts.
- How to invest in ELSS via Coin
Step-by-step guide to investing in Equity Linked Savings Schemes (ELSS) on Zerodha Coin: Section 80C deduction, 3-year lock-in, lump-sum and SIP modes, and redemption rules.
- How to invest in an index fund via Coin
Step-by-step guide to investing in index mutual funds on Zerodha Coin: index fund vs. ETF, selecting a benchmark, tracking error, lump-sum and SIP modes, and tax treatment.
- How to import existing mutual funds into Coin
Step-by-step guide to importing externally held mutual fund units into Zerodha Coin: demat re-materialisation, the CAS-based import flow, and what changes after import.
- How to download a Coin mutual fund statement
Step-by-step guide to downloading your mutual fund account statement from Zerodha Coin: Console portfolio statement, CAMS CAS, KFintech CAS, and NSDL/CDSL demat statement options.
- How to do a lump-sum mutual fund purchase on Coin
Step-by-step guide to making a one-time lump-sum mutual fund investment on Zerodha Coin: scheme selection, amount entry, payment, NAV cut-off rules, and unit verification.
- How to dematerialise mutual fund SoA holdings
Step-by-step guide to converting mutual fund units held in Statement of Account (SoA) form to demat form and consolidating them into a Zerodha CDSL demat account via CDSL and the fund's RTA.
- How to claim mutual fund dividends on Coin
Step-by-step guide to receiving mutual fund dividend (IDCW) payouts on Zerodha Coin: IDCW plan mechanics, bank account registration, tax deducted at source, and how dividends work for demat-held units.
- How to buy your first mutual fund on Coin
Step-by-step guide to purchasing your first direct mutual fund unit on Zerodha Coin: account prerequisites, scheme selection, payment, and post-purchase verification.
- Holding-period statement for mutual funds
A mutual fund holding-period statement lists each lot of units held in a folio with its purchase date, purchase NAV, units held, and holding period to date, helping investors identify which units qualify for long-term capital gains treatment before making a redemption decision.
- History of Mutual Funds in India (1963 to 2026)
A comprehensive history of mutual funds in India from the establishment of UTI in 1963 through liberalisation, private-sector entry, the regulatory overhaul of 2003, and the industry's growth to Rs 67 lakh crore AUM by 2026.
- HDFC Mutual Fund direct portal
HDFC Mutual Fund's direct plan portal (hdfcfund.com) allows investors to invest in direct plans of HDFC AMC schemes, one of India's largest AMCs listed on NSE and BSE.