https://v2.webnotes.in/categories/retirement-income/Recent content in Retirement Income on WebNotesHugoen-INSat, 16 May 2026 00:00:00 +0000https://v2.webnotes.in/swp-mutual-fund/Sat, 16 May 2026 00:00:00 +0000https://v2.webnotes.in/swp-mutual-fund/<p>A <strong>Systematic Withdrawal Plan (SWP)</strong> is a facility offered by mutual fund schemes in India that enables an investor to redeem a fixed amount of money, a fixed number of units, or the capital appreciation from their holdings at regular intervals (typically monthly or quarterly), with the redemption proceeds credited automatically to their registered bank account. SWP is structurally the <strong>mirror image of a <a href="https://v2.webnotes.in/sip-mutual-fund-india/">Systematic Investment Plan (SIP)</a> </strong>: while a SIP builds a corpus through periodic investments from the investor&rsquo;s bank account, an SWP converts an existing corpus into a regular income stream paid out to the bank account.</p>