How to buy T+0 stocks on Zerodha
Zerodha supports the T+0 (instant settlement) segment on Kite for the SEBI-eligible scrip universe. This guide walks through placing a T+0 buy order.
Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with Zerodha.
Step-by-step procedure
Six steps per the procedure infobox. The notes below cover the segment selection and the differences from a T+1 buy.
Selecting the T+0 segment
When you open the order ticket on a T+0-eligible scrip, you see a segment selector. The options:
| Segment | What it does |
|---|---|
| Regular (T+1) | Standard delivery; settles next trading day |
| T+0 | Same-day settlement |
| Intraday (MIS) | Squared off end of day |
Pick T+0 for instant settlement. The order ticket changes the visible fields slightly:
- Product type is restricted to CNC (delivery).
- Order type is typically Limit (Market may also be available).
- The session window is enforced; orders placed outside the window are queued for next session.
Confirming eligibility
Before placing the order, confirm:
- The scrip carries a T+0 tag in the dropdown (visible on Kite marketwatch ).
- You are within the T+0 session window (usually 09:15 to 13:30 IST; check the current schedule).
- Your account has enough cash for the full purchase value (CNC requires 100% upfront).
Funds availability for T+0
T+0 settles same day, so the buyer needs the full delivery value (100% margin) in cash before order placement. Pledged collateral does not satisfy T+0 buy requirements; only cash works.
For sellers: T+0 sell proceeds become available on the same day (immediate credit on settlement run). For T+1 sells, proceeds settle next day.
After execution
- Shares credit to your demat on T day evening (vs. T+1 morning for regular delivery).
- Cash debits on T day evening.
- Both legs settle same day, eliminating overnight settlement risk.
The credited shares appear on the Holdings tab immediately (no T1 flag for T+0 buys).
Selling T+0 shares
Once credited via T+0, the shares are fully settled and can be:
- Held as long-term delivery.
- Sold on T+0 segment (same-day cycle continues).
- Sold on T+1 segment (regular delivery sell).
- Pledged for margin immediately.
There is no T1 holding state for T+0 buys.
Why use T+0
| Benefit | Use case |
|---|---|
| Faster fund recycling | Sell mid-day, buy something else same day |
| Reduced settlement risk | No overnight gap between trade and ownership |
| Cleaner audit trail | Single-day settlement, single-day P&L attribution |
For most retail delivery investors, the T+1 cycle is fine (faster recycling rarely matters for buy-and-hold). For traders who actively rebalance same-day, T+0 is useful.
See also
- Instant settlement T+0 stocks list
- Settlement cycle changes 2025-26
- T+1 settlement in Indian equity
- Direct payout to demat SEBI rule
- SEBI peak margin rules explained
- Upfront margin requirements post-2020
- 50:50 cash collateral rule explained
- Margin trading SEBI new rules 2026
- Kite Holdings tab explained
- Kite Positions tab explained
- T1 above shares on holdings
- Credit from T1 holdings unavailable same day
- Delivery shares under positions same day
- Margin available / used / cash on Kite funds
- Pay-in funds explained
- How to add scrips to the Kite marketwatch
- How to use the marketwatch on Kite
- Margin pledge (Zerodha)
- CNC product type
- MIS product type
- National Stock Exchange
- Bombay Stock Exchange
- ASM and GSM frameworks explained
- Circuit filters NSE BSE
- SEBI
- Kite (Zerodha)
- Zerodha
- Zerodha Console
External references
References
- SEBI, T+0 instant settlement framework, pilot launch, circular dated 21 March 2024.
- SEBI, T+0 expansion phases, circulars dated 2024-25.
- NSE India, T+0 segment trading rules, nseindia.com.
- Zerodha Support, T+0 segment on Kite, support.zerodha.com.