How-to KYC status Zerodha KYC KRA CVLKRA CAMSKRA KYC validated

How to check your KYC status for a Zerodha account

From WebNotes, a public knowledge base. Last updated 20 June 2026. Reading time ~9 min.

Key facts

Time required	Under 3 minutes
Cost	Free
What you need	Your PAN (the PAN on your Zerodha account)
Where to check	Any one KRA portal (CVLKRA, NDML KRA, CAMSKRA, KFin/Karvy KRA, DotEx); records are interoperable
Statuses you may see	Validated, Registered, On Hold, Rejected or Under Process
Governing circular	SEBI/HO/MIRSD/SECFATF/P/CIR/2024/41 dated 14 May 2024

Procedure

Open a KRA portalGo to any one KRA website: cvlkra.com, kra.ndml.in, camskra.com, karvykra.com (KFin) or the NSE DotEx KRA. The five KRAs are interoperable, so one lookup reads your record wherever it sits.
Find the KYC Inquiry or PAN Inquiry optionOn the home page, click KYC Inquiry, KYC Status, or PAN Inquiry. CVLKRA labels it KYC Inquiry; CAMSKRA and KFin use similar wording.
Enter your PAN and the captchaType the PAN registered on your Zerodha account, enter the captcha or security code shown, and submit. Some portals send an OTP to your registered mobile or email to release the details.
Read the statusThe portal returns your status: Validated, Registered, On Hold, Rejected or Under Process. Note the KRA name and the date shown against the record.
Try another KRA if no record is foundIf the first KRA shows No record found, repeat the same PAN lookup on another KRA, because your master record may sit elsewhere. CVL and CAMS most commonly hold broking and mutual fund investors.
Cross-check the CKYC record if neededIf no KRA shows a record, check CERSAI’s CKYC repository at ckycindia.in using your PAN and other identifiers to confirm whether a central KYC record exists at all.
Act on the statusIf Validated, do nothing. If Registered, On Hold or Rejected, start a re-KYC through Zerodha Console to move the record to Validated.

You check your KYC status for a Zerodha account on a KYC Registration Agency (KRA) portal, not inside Zerodha itself, because the status that controls your trading is held at the KRA, not by the broker. Enter the PAN registered on your account at any one of the five KRA websites, CVLKRA, NDML KRA, CAMSKRA, KFin (Karvy) or DotEx, and the portal returns one of a short list of statuses: Validated, Registered, On Hold, Rejected or Under Process. This guide shows the exact lookup, explains what each status means for your ability to trade, and tells you what to do when the status is anything other than Validated.

The reason to check is concrete. Since November 2022 the KRAs have re-verified every securities-market KYC record against the issuing sources, and the result of that exercise is the status sitting on your PAN today. As of 31 March 2024, 73 per cent of the 10.83 crore investor records were Validated, 15 per cent Registered and 12 per cent On Hold (Joint Press Release by all KRAs, 25 April 2024). If your account suddenly cannot place orders, an On Hold status is a common cause, and the only way to know is to look it up.

Conflict-of-interest disclosure. This guide is published by the WebNotes Editorial Team for informational purposes and is written independently. WebNotes operates a Zerodha account-opening referral programme, disclosed on the pages that carry the referral link; this guide does not carry it and earns no referral commission from the procedure described here.

Step-by-step procedure

The numbered Procedure box at the top of this guide gives the sequence. The H3 subsections below expand the portal-by-portal variations and the meaning of each status.

1. Open a KRA portal

Go to any one of the five KRA websites. The five are CVLKRA (CDSL Ventures), NDML KRA (NSDL Database Management), CAMSKRA , KFin or Karvy KRA, and DotEx (NSE). The five are interoperable under the SEBI (KYC Registration Agency) Regulations, 2011, which means a record uploaded to any one is visible to all, so a single lookup reads your record wherever it physically sits. You do not need to guess which KRA Zerodha used.

2. Find the KYC Inquiry option

On the portal’s home page, look for “KYC Inquiry”, “KYC Status” or “PAN Inquiry”. CVLKRA labels it KYC Inquiry; CAMSKRA and KFin use similar wording. This is a public lookup, not a logged-in area.

3. Enter your PAN and the captcha

Type the PAN registered on your Zerodha account, enter the captcha or security code, and submit. To protect the record, some portals then send a one-time password to the mobile number or email on the KYC; enter it to release the status. This is why access to your registered mobile or email is a prerequisite.

4. Read the status

The portal returns your KYC status. Note three things: the status word itself, the KRA name shown, and the date against the record. The five statuses you may encounter are explained in the section below. If the field reads “Under Process”, a re-KYC or modification you submitted is still being verified; check again after the KRA’s processing window.

5. Try another KRA if no record is found

If the first KRA returns “No record found”, do not assume you have no KYC. Repeat the same PAN lookup on a different KRA, because your master record may sit elsewhere. CVL KRA and CAMS most commonly hold broking and mutual fund investors, so they are good second tries.

6. Cross-check the CKYC record if needed

If no KRA shows a record at all, check the central CKYC repository at ckycindia.in using your PAN and other identifiers, to confirm whether any central KYC record exists. The CKYC number and the KRA status are different things: you can hold a CKYC record yet have no usable securities-market KYC, in which case a fresh KYC through Zerodha is the route. See how to check KYC status on CAMS or KFin for the mutual fund angle on the same lookup.

7. Act on the status

If the status is Validated, you are done; nothing is required. If it is Registered, On Hold, Rejected or stuck Under Process beyond the processing window, start a re-KYC through Console so the corrected and re-verified particulars move the record to Validated.

What each status means for trading

The statuses are defined by the SEBI-mandated framework (circular SEBI/HO/MIRSD/SECFATF/P/CIR/2024/41 dated 14 May 2024) and the joint KRA release of 25 April 2024. They translate directly into what you can and cannot do on Zerodha.

Validated. All attributes, PAN, name, date of birth, address, email, mobile and the PAN-Aadhaar linkage, are authenticated against the issuing source. You can transact freely and open accounts anywhere with no resubmission. This is the target state.

Registered. Verified on the documents you submitted, but the address was not source-validated against Aadhaar, typically because you used a non-Aadhaar officially valid document. You keep trading on your existing Zerodha account, including continuity of existing SIPs and mutual fund holdings, but a new account or folio elsewhere needs a fresh KYC.

On Hold. A verification failed, primarily PAN-Aadhaar seeding not done or failed, or email or mobile validation failed. Transactions are restricted until you fix it. If the cause is seeding, complete PAN-Aadhaar linking in income-tax records to make the PAN operative; if it is email or mobile, update the failed particular and lodge a modification, then re-KYC.

Rejected. The KRA could not accept the KYC, often due to a document mismatch or a failed validation. Start a fresh re-KYC with correct, matching PAN and Aadhaar so the KRA can re-process.

Under Process. A submission is mid-verification. Wait for the KRA’s processing window, then re-check; if it does not resolve, raise a ticket with Zerodha.

Status on the KRA portal	Trade on existing Zerodha account?	Open a new account elsewhere?
Validated	Yes	Yes, no resubmission
Registered	Yes	No, fresh KYC required
On Hold	Restricted until fixed	No
Rejected	Restricted	No, re-KYC first
Under Process	Pending verification	Pending

Why the status sits at the KRA, not in Zerodha

Zerodha is a SEBI-registered intermediary that uploads your KYC to a KRA; the KRA, not Zerodha, runs the validation against the Income Tax Department, UIDAI and the email/mobile checks, and assigns the status. That is why the authoritative place to read your status is the KRA portal. Zerodha will surface a re-KYC banner in Console when your status is not Validated, but the underlying record, and the fix, live at the KRA. For the detail of how CKYC, the KRA record and re-KYC interact for a Zerodha account, read Zerodha CKYC and re-KYC .

What can go wrong

No record found on the first KRA: your record may sit at another KRA. Repeat the PAN lookup on CVL or CAMS before concluding you have no KYC.
Status stuck “Under Process”: a submitted re-KYC is still being verified. Wait for the KRA window; if it does not clear, raise a Zerodha ticket.
On Hold despite a valid CKYC number: the CKYC number and the KRA status are different. A valid CKYC record does not unblock trading; clear the KRA On Hold (usually PAN-Aadhaar seeding) instead.
PAN-Aadhaar not seeded: an inoperative PAN forces On Hold. Complete PAN-Aadhaar linking in income-tax records first, then re-KYC.
Mismatched name or DOB across PAN and Aadhaar: this fails validation. Correct the mismatch at the source (ITD for PAN, UIDAI for Aadhaar) before re-KYC.
Checking the wrong PAN: look up the exact PAN registered on the Zerodha account, not a spouse’s or a HUF PAN.

External references

References

SEBI circular SEBI/HO/MIRSD/SECFATF/P/CIR/2024/41 dated 14 May 2024 (KYC Validated, Registered, On Hold framework and validation attributes).
SEBI circular SEBI/HO/MIRSD/SECFATF/P/CIR/2023/169 dated 12 October 2023 (uniform KYC validation standards by KRAs).
Joint Press Release by all KYC Registration Agencies, 25 April 2024 (status definitions and the 73/15/12 per cent split across 10.83 crore records as of 31 March 2024).
SEBI (KYC Registration Agency) Regulations, 2011 (KRA interoperability and the public KYC inquiry facility).

WebNotes Editorial Team prepares factual how-to guides based on publicly available regulatory documents and broker disclosures. WebNotes is not affiliated with Zerodha Broking Limited, the KRAs, or CERSAI. Portal layouts, statuses and procedures are subject to change; verify the current process on a KRA website and at support.zerodha.com before acting.

Frequently asked questions

How do I check my KYC status for my Zerodha account?

Go to any one KRA portal, CVLKRA, NDML KRA, CAMSKRA, KFin or DotEx, open KYC Inquiry, enter the PAN registered on your Zerodha account and the captcha, and read the status. The five KRAs are interoperable, so one lookup is enough.

Which KRA holds my Zerodha KYC?

It depends on where your record was first uploaded, but the five KRAs are interoperable, so checking any one returns your record. CVL KRA (CDSL Ventures) and CAMS KRA most commonly hold broking and mutual fund investors. Try another KRA if the first shows no record.

What does KYC Validated mean for trading on Zerodha?

KYC Validated means PAN, name, address, mobile, email and PAN-Aadhaar linkage are all verified against the issuing source. You can trade freely and open accounts with any intermediary without resubmitting documents. It is the cleanest status.

Can I trade on Zerodha if my KYC is Registered?

Yes, on your existing Zerodha account. KYC Registered lets you continue with intermediaries where you already have an account, including existing SIPs. But opening a new account or folio elsewhere needs a fresh KYC, so validate when you can.

What does KYC On Hold mean and how do I fix it?

On Hold means a verification failed, usually PAN-Aadhaar not seeded or mobile/email not validated, and transactions are restricted. Complete PAN-Aadhaar seeding in income-tax records or update the failed particular, then re-KYC through Console to clear it.

Is checking my KYC status free?

Yes. The KRA portals let you check your KYC status by PAN free of charge, with no login or account required. You only need your PAN and, on some portals, an OTP to your registered mobile or email.

I see Rejected on the KRA portal. What now?

A Rejected status means the KRA could not accept the KYC, often due to a document mismatch or a failed validation. Start a fresh re-KYC through Zerodha Console with correct, matching PAN and Aadhaar details so the KRA can re-process and validate the record.

Reviewed and published by

WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

Last reviewed: 20 June 2026
Conflicts of interest: WebNotes is independent. No relationship with any broker, registrar or bank named in this article.