How to download a Coin mutual fund statement

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Mutual fund units held on Zerodha Coin are in demat form in your CDSL account. Account statements can be obtained from multiple sources depending on your needs: Zerodha Console for portfolio and tax reports, CAMS/KFintech for the SEBI-mandated Consolidated Account Statement (CAS) covering all mutual fund folios, and CDSL for the demat securities statement.

This guide covers all available statement download paths.

Prerequisites

  • Active Zerodha account with Coin holdings.
  • Zerodha client ID and TOTP for Console login.
  • PAN registered with CAMS and/or KFintech for CAS download.
  • Email address and/or mobile registered with CAMS/KFintech/CDSL for OTP authentication.

Regulatory basis for mutual fund statements

SEBI Circular SEBI/IMD/CIR No.16/2011/2011 and subsequent circulars require AMCs and registrars to dispatch a Consolidated Account Statement (CAS) to all investors:

  • Monthly CAS: Sent by email (and/or post, if no email registered) by the 10th of the following month, for any month in which a transaction occurred in any mutual fund folio associated with the PAN.
  • Half-yearly CAS: Sent for all folios (even with no transactions) twice a year – for the period April to September (by 21 October) and October to March (by 21 April).

For demat-held units, the monthly CAS from CDSL also covers mutual fund units alongside other demat securities.

Source 1: Zerodha Console (portfolio and transaction statement)

Console (console.zerodha.com) is Zerodha’s back-office portal and is the primary interface for Coin portfolio reporting.

Step 1: Log in to Console

Navigate to console.zerodha.com. Enter your Zerodha client ID, password, and TOTP.

Step 2: Holdings snapshot

For a current holdings snapshot, go to Portfolio > Holdings. This page shows all mutual fund units currently held in your demat account, with current NAV, invested amount, current value, and gain/loss. This is a real-time snapshot, not a downloadable statement.

To print or save the Holdings page, use your browser’s print function (Ctrl+P or Cmd+P) and select “Save as PDF”.

Step 3: Transaction statement (Account Statements)

Go to Reports > Account Statements in Console.

Select the date range for the statement (e.g., 1 April 2025 to 31 March 2026 for a full financial year). Select the segment as “Mutual Funds” (Coin transactions).

The statement can be downloaded in:

  • PDF format: For a formatted report suitable for printing or sharing with a financial adviser.
  • CSV format: For import into Excel or accounting software.

The transaction statement includes: trade date, settlement date, scheme name, transaction type (purchase, redemption, switch), units, NAV, amount, and cumulative units.

Step 4: Tax P&L statement

The Tax P&L report is critical for filing ITR-2. Go to Reports > Tax P&L in Console.

Select the financial year. Console displays:

  • Short-term capital gains (STCG) and long-term capital gains (LTCG) computed per mutual fund lot.
  • The applicable tax rate for each lot.
  • Total capital gains for the financial year.

Download as PDF or CSV. The LTCG/STCG figures from this report are entered in Schedule CG of the ITR. See capital gains tax in India and ITR-2 for filing guidance.

Source 2: CAMS Consolidated Account Statement

CAMS (Computer Age Management Services) is the registrar for many large AMCs including HDFC, Mirae, Axis, Nippon, Franklin Templeton, and others. The CAMS CAS covers all folios serviced by CAMS associated with your PAN.

Step 1: Visit camsonline.com

Navigate to camsonline.com. Go to Investors > Consolidated Account Statement (or the equivalent menu, which may change with site updates).

Step 2: Authenticate

Enter your PAN and the email address registered with CAMS. An OTP is sent to your registered email. Enter the OTP.

Step 3: Select statement type and date range

Choose:

  • Detailed statement: Includes all transactions with NAV, units, and amounts.
  • Summary statement: Shows current holdings only without full transaction history.

Select the financial year or a custom date range. Choose the output format (PDF, typically password-protected with your date of birth in DDMMYYYY format).

Step 4: Download

The statement is generated and sent to your registered email, or available for immediate download. Open the PDF using your date of birth as the password.

Source 3: KFintech Consolidated Account Statement

KFintech (formerly Karvy) is the registrar for SBI, Aditya Birla Sun Life, Kotak, ICICI Prudential, Canara Robeco, and others.

Step 1: Visit mfs.kfintech.com

Navigate to mfs.kfintech.com. Go to Investor Services > Account Statement.

Step 2: Authenticate

Enter your PAN and the email or mobile registered with KFintech. Enter the OTP.

Step 3: Select options

Choose the statement type (detailed or summary), financial year or date range, and format (PDF).

Step 4: Download

Download the statement. KFintech PDFs are typically password-protected with your date of birth in DDMMYYYY format.

Source 4: CDSL demat statement (for demat-held mutual fund units)

Because Coin holds mutual fund units in your CDSL demat account, the CDSL statement also reflects these units alongside your equity shares and bonds.

Step 1: Log in to CDSL EASI

Navigate to easi.cdsl.com. Register or log in using your BO ID (16-digit demat account number: Zerodha’s DP ID 12081600 + your 8-digit Zerodha client ID) and your CDSL credentials.

Step 2: Request the account statement

Go to Account Statement or Holdings within the EASI portal. Select the date range.

Step 3: Download

Download the statement in the available format. The CDSL CAS includes:

  • All demat-held securities (equity shares, bonds, ETFs, and mutual fund units).
  • Transactions within the period (purchases, redemptions, dividends, and corporate actions).

Step 4: Monthly CAS email

CDSL automatically sends a monthly CAS by email to your registered email address for months in which a transaction occurred. Check your registered email (including spam/junk folders) for the CDSL CAS, which arrives around the 10th of the following month.

Which statement to use for which purpose

PurposeRecommended source
Current portfolio valueZerodha Console > Holdings
Capital gains for ITR filingZerodha Console > Tax P&L
Full transaction history (Coin)Zerodha Console > Account Statements
All mutual fund folios (including external)CAMS CAS + KFintech CAS
Proof of investment for tax deduction (ELSS 80C)CAMS or KFintech CAS (shows investment amounts)
Demat securities overviewCDSL EASI statement

What can go wrong

Email not registered with CAMS/KFintech: If your email is not registered with the registrar, the OTP-based CAS download will not work. Update the email directly with the AMC or at the registrar’s investor service portal.

Password-protected PDF not opening: The CAS PDF password is your date of birth in DDMMYYYY format (for most registrars). If it does not work, try DDMM-YYYY or other date formats as some registrars vary.

Missing external funds in Console: Console only shows demat-held units. SOA-folio units from external platforms are not shown in Console; use CAMS/KFintech CAS for those.

Tax P&L calculation discrepancies: Console’s Tax P&L uses FIFO. Verify that all buy lots are correctly recorded. If you have imported units from external sources, those lots may not be in Console; use the CAMS/KFintech CAS for the full capital gains computation.

References

  1. SEBI Circular SEBI/IMD/CIR No.16/2011/2011 – Consolidated Account Statement for mutual funds.
  2. SEBI Circular SEBI/HO/IMD/DF2/CIR/P/2016/42 – Revised CAS guidelines.
  3. SEBI (Mutual Funds) Regulations, 1996, Regulation 36 (Account Statements).
  4. CAMS Investor Services Portal (camsonline.com).
  5. KFintech Investor Services Portal (mfs.kfintech.com).
  6. CDSL EASI Portal (easi.cdsl.com).
  7. Zerodha Console and Coin support documentation (support.zerodha.com).

Reviewed and published by

WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

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