How-to PAN KYC Aadhaar

How to find your name and date of birth exactly as per PAN

From WebNotes, a public knowledge base. Last updated 19 June 2026. Reading time ~8 min.

Key facts

Time required	About 10 minutes
Cost	Free to view; correction may carry a PAN-service fee
Portal	incometax.gov.in (Verify Your PAN Status and My Profile)
Documents needed	PAN and the mobile number registered with the e-filing portal or PAN

Procedure

Decide which route you needUse Verify Your PAN Status (pre-login) to confirm whether a name and date of birth you already have match the PAN record. Use My Profile (post-login) to read your exact name and date of birth as the department holds them.
Open Verify Your PAN StatusVisit incometax.gov.in. Under Quick Links, click Verify Your PAN Status. No login is required for an individual taxpayer.
Enter PAN, full name, date of birth, and mobileType your PAN, full name, date of birth, and a mobile number, then click Continue. The service checks these inputs against the PAN database.
Validate with OTPEnter the 6-digit OTP sent to your mobile and click Validate. The OTP is valid for 15 minutes with three attempts.
Read the resultA success message confirms the PAN is active and that the name and date of birth you entered match the records. A mismatch tells you the details you supplied do not align with the PAN database.
Read the exact record under My ProfileTo see the precise spelling and date the department holds, log in to the e-filing portal, click your name at the top right, open My Profile, and view the Personal Details and PAN details sections.

Knowing your name and date of birth exactly as per your permanent account number (PAN) sounds trivial until a KYC check rejects you over a middle initial or a swapped surname. Indian capital-markets onboarding runs an automated name-match against the PAN database held by the Income Tax Department; the broker’s system compares the name and date of birth you typed against what the PAN record holds, character for character. A single mismatch, an expanded initial, a maiden name, a date that reads 1990 in PAN but 1991 in your form, bounces the application. This guide shows the two official routes on incometax.gov.in to find and verify those exact details, and what to do when the PAN record itself is wrong.

The need is most acute during a Zerodha account opening or any demat onboarding, where the name on PAN must reconcile with the name on Aadhaar and the name on the bank account in one pass. When a PAN verification fails during Zerodha account opening , the underlying cause is almost always a name or date-of-birth mismatch, so confirming the canonical PAN values first saves a rejected application.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with the Income Tax Department or any PAN service provider. No affiliate commission is earned from successful completion of the procedure.

Step-by-step procedure

The numbered procedure in the infobox above is the canonical flow. There are two routes, and which one you use depends on whether you already think you know the values. The sections below expand each, with the exact portal labels and the failure paths.

1. Decide which route you need

Two distinct services answer two distinct questions. Verify Your PAN Status is a checker: you feed it a PAN, a name, and a date of birth, and it tells you whether they match the database. It does not display the stored values; it grades the ones you supply. My Profile is a reader: once you log in, it shows the name and date of birth the department actually holds. Use the verify service to test a name you are about to type into a KYC form; use My Profile to read the authoritative spelling when you are unsure.

2. Open Verify Your PAN Status

Go to incometax.gov.in. On the homepage Quick Links panel, click Verify Your PAN Status. For an individual taxpayer this is a pre-login service, so login is not required. An external agency reaches the equivalent View PAN Details only after logging in, but that path is not the one a retail investor needs.

3. Enter PAN, full name, date of birth, and mobile

The form asks for four fields: PAN, full name, date of birth, and mobile number. Enter them and click Continue. Type the name in the order and form you expect the record to hold; the point of the check is to discover whether that form matches. If your KYC form keeps failing on a particular spelling, enter that spelling here to confirm the mismatch directly.

4. Validate with OTP

A 6-digit OTP arrives on the mobile number you entered. Type it and click Validate. The OTP stays valid for 15 minutes, with three attempts and a Resend OTP option if it lapses.

5. Read the result

On success the service confirms the PAN is active and that the name and date of birth you supplied match the records. If they do not align, the result signals the mismatch. This is the cleanest way to prove, before submitting a demat application, that the exact name and date you plan to enter will pass the broker’s automated PAN check.

6. Read the exact record under My Profile

When the verify service reports a mismatch but you cannot tell which field is off, switch to the reader route. Log in to the e-filing portal with your user ID and password. On the Dashboard, click your name at the top right corner, then click My Profile. The Personal Details and PAN details sections show the name and date of birth the department holds. This is the authoritative copy; whatever it reads is what every KYC name-match across the market will test against.

Why the PAN name-match fails

PAN name-match failures are not random. The common patterns are an initial expanded in one record and abbreviated in another, a surname placed before the given name in one system, a middle name present in PAN but dropped on the form, a maiden name on PAN against a married name on Aadhaar, and a date of birth that carries only a year in PAN, which the systems read as 1 January of that year. The KRA pulls the know your customer record and the broker compares it to PAN; any of these patterns breaks the comparison.

The fix is to make the three identity anchors agree: the name and date on PAN, on Aadhaar , and on the bank account used for the trading account. Find the PAN values using the routes above, then align the others to match, or correct the PAN if the PAN itself is the outlier. This reconciliation is also what lets a PAN-Aadhaar link request succeed, since that request authenticates the PAN demographics against UIDAI.

What to do when the PAN record is wrong

If My Profile shows a name or date of birth that is genuinely incorrect, the record needs correction, not a workaround. Name and date corrections to PAN run through the PAN service providers, Protean, the former NSDL e-Gov, and UTIITSL, using the Request for New PAN Card or Changes or Correction in PAN Data form. The application carries a PAN-service fee and asks for proof of the corrected detail.

A date of birth correction has an ordering wrinkle. The e-filing portal updates date of birth from Aadhaar e-KYC, so if PAN holds only a year of birth while Aadhaar holds the full date, you correct Aadhaar first and then bring PAN into line. Once corrected, re-run the Verify Your PAN Status check to confirm the new values match before you resubmit any KYC form. PAN-correction rules and fees can change; this guide reflects the position as of June 2026, and for a contested or complex correction, consult a Chartered Accountant or the PAN service provider’s helpdesk before filing.

What can go wrong

You enter the name in the wrong order. Indian PAN records often hold first name, middle name, and last name as separate fields. If the verify service reports a mismatch, try the My Profile reader route to see the exact field order rather than guessing.
Date of birth shows only a year. Where PAN holds just the year, the system treats it as 1 January. Correct the date on Aadhaar first, then update PAN, since the e-filing portal sources the date from Aadhaar e-KYC.
OTP expires before you enter it. The Verify Your PAN Status OTP lasts 15 minutes with three attempts. If it lapses, use Resend OTP rather than restarting the whole form.
My Profile fields are not editable. Some personal details are non-editable in the profile depending on user type; a genuine correction to name or date of birth must go through Protean or UTIITSL with documentary proof, not through the profile edit screen.
KYC still fails after PAN looks correct. The mismatch may sit on Aadhaar or the bank record instead. Align all three before resubmitting, and see how to fix a failed PAN verification during Zerodha account opening .

External references

References

Income Tax Department, Verify Your PAN user manual, incometax.gov.in (as of 19 June 2026); fields PAN, full name, date of birth, mobile, OTP valid 15 minutes.
Income Tax Department, My Profile user manual, incometax.gov.in (as of 19 June 2026); Personal Details and PAN details sections viewable post-login.
Income-tax Act 1961, Section 139A, and Rule 114 of the Income-tax Rules, 1962, on PAN allotment and correction.

Reviewed and published by

WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

Last reviewed: 19 June 2026
Conflicts of interest: WebNotes is independent. No relationship with any broker, registrar or bank named in this article.