How to generate a Consolidated Account Statement (CAS) for mutual funds
A Consolidated Account Statement (CAS) is the most useful single document for tracking your mutual fund holdings across all AMCs. CAMS and KFin (India’s two major RTAs) jointly produce CAS covering all SEBI-registered AMCs; NSDL also issues a CAS combining demat + MF holdings if applicable.
Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with CAMS, KFin, NSDL, or any AMC. No affiliate commission is earned.
Step-by-step procedure
See the procedure infobox above.
CAS coverage matrix
| CAS source | Covers |
|---|---|
| CAMS CAS | All CAMS-RTA AMCs (HDFC, ICICI, SBI, ABSL, DSP, Tata, etc.) |
| KFin CAS | All KFin-RTA AMCs (Axis, Kotak, Nippon, Mirae, Edelweiss, etc.) |
| CAMS + KFin joint CAS | All MFs across both RTAs (most popular) |
| NSDL CAS | MFs + demat-held securities (broadest) |
For comprehensive view of MFs only: use joint CAMS + KFin CAS. For MFs + stocks + bonds: NSDL CAS.
Generation channels
| Source | URL / route |
|---|---|
| CAMS | camsonline.com > Statements > CAS |
| KFin | kfintech.com > CAS |
| NSDL | Auto-emailed; on-demand at nsdl.co.in |
| MF Central | mfcentral.com (also generates joint CAS) |
MF Central often offers the smoothest experience with PAN + OTP login.
What CAS contains
| Section | Detail |
|---|---|
| Folio header | Folio number, AMC, KYC reference |
| Opening balance | Units at start of period |
| Transactions | Subscriptions, SIPs, redemptions, switches, IDCWs |
| Closing balance | Units at end of period |
| Current value | At end-of-period NAV |
| Capital gains summary | LTCG / STCG realised in period (sometimes) |
Frequency options
- Monthly auto-CAS: Sent automatically to registered email.
- Quarterly auto-CAS: Some platforms; less common.
- On-demand: Generate any time for any period (typically 1 year).
- FY-specific: For tax filing (1 April to 31 March).
Password protocol
| CAS source | Password |
|---|---|
| CAMS CAS | PAN in uppercase (e.g., ABCDE1234F) |
| KFin CAS | PAN in uppercase |
| NSDL CAS | PAN + DOB in DDMMYY format |
| MF Central | PAN + verification |
Refer to covering email for exact format if password fails.
See also
- How to read a CAS
- How to reconcile CAS with folios
- How to fix CAS discrepancies
- How to retrieve forgotten MF folios
- How to link folio to PAN (MF)
- How to consolidate folios at same AMC
- How to merge multiple folios
- How to add old folio to platform
- How to read SID
- How to read KIM
- How to compute XIRR for MF portfolio
- How to review MF portfolio annually
- How to open MF Central account
- How to open MFU eCAN
- How to open CAMS myCAMS
- How to open KFin KART account
- Consolidated Account Statement
- Statement of Account (MF)
- CAMS
- KFin Technologies
- NSDL
- MF Central
- MITRA (forgotten folio retrieval)
- RTA (Registrar and Transfer Agent)
- Folio number (MF)
- Mutual funds in India
- AMFI
- SEBI
External references
References
- SEBI (Mutual Funds) Regulations, 1996.
- SEBI Master Circular for Mutual Funds - CAS provisions.
- AMFI Best Practice Guidelines on investor statements.
- NSDL and CDSL CAS operational guidelines.