How-to stock SIP Kite modify SIP pause SIP cancel SIP

How to modify a stock SIP on Kite

From WebNotes, a public knowledge base. Last updated . Reading time ~9 min. Level: Beginner.

This guide covers changing a stock SIP on Kite , Zerodha’s trading platform, after it is running: editing the linked basket , the schedule, or the amount, pausing the SIP so it stops until you resume it, and deleting it when you no longer want it. A stock SIP is built from a basket and a schedule, so most changes are made by editing the basket or the dates rather than rebuilding the SIP.

Every change applies to future cycles only. Editing or deleting a SIP does not touch shares or ETF units already bought and sitting in your demat account ; those stay until you sell them. For what a stock SIP is and how it is set up, read Kite stock SIP overview and how to create a stock SIP on Kite ; this guide is the maintenance flow.

Conflict-of-interest disclosure. This guide is published by the WebNotes Editorial Team for informational purposes and is written independently. WebNotes operates a Zerodha account-opening referral programme, disclosed on the pages that carry the referral link; this guide does not carry it and earns no referral commission from the procedure described here.

Step-by-step procedure

The procedure infobox near the top lists the six steps. The H3 sections below expand each, with the Kite labels for web and app and the distinction between editing, pausing, and deleting.

1. Open the SIP tab on Kite

On Kite web, click Orders, then click SIP. On the Kite app, tap Orders, then tap SIP. The page lists every stock SIP with its name, linked basket, schedule, and status. This is the single place to edit, pause, resume, or delete a stock SIP; it is separate from the Coin surface that manages mutual fund SIPs.

2. Select the SIP to change

On the Kite app, tap the SIP you want to change to open it. On Kite web, use the Options control shown against the SIP to reach its actions. Identify the right SIP by its name, which is why a clear name at setup helps when the list holds several SIPs.

3. Open Edit

Click Edit on web, or tap Edit on the app, to open the SIP for changes. Editing is where you change the substance of the SIP: the linked basket, the schedule dates and time, and the order quantities inside the basket. Because the SIP runs whatever the linked basket holds, changing the basket changes what every future cycle buys.

4. Make the required changes

Make the changes you need:

  • Change the basket: swap the linked basket, or edit the basket’s contents to add, remove, or re-weight scrips. This is how you change the amount a stock SIP invests, since a stock SIP invests by quantity, not a fixed rupee figure. Raising a quantity or adding a line increases the cash needed each cycle.
  • Change the schedule: edit the scheduled dates and the time slot. Re-spacing the dates changes the frequency, since cadence on Kite comes from how the dates are spaced; see stock SIP frequencies on Kite . The time slot must stay between 9:30 AM and 3:00 PM at a 30-minute interval, with one SIP per slot per day.
  • Change the amount or quantity: adjust the quantities in the basket. A stock SIP buys whole shares or units, so the cash per cycle is the sum of quantity times price; see minimum stock SIP amount on Kite .

5. Save the changes

Click Save on web, or swipe Save on the app. The updated SIP applies from the next scheduled date. Changes do not retroactively alter cycles that have already run, and they do not affect shares already bought and held.

6. Pause or delete instead, if needed

If you do not want to edit but to stop the SIP, two options:

  • Pause: pausing stops the SIP from placing orders on the next scheduled date until you resume it. Use pause when you expect to restart the SIP later, for instance during a cash crunch, without losing the basket and schedule. Resume it from the same SIP page when you want it running again.
  • Delete: deleting the SIP stops all future cycles permanently. Use delete when you no longer want the recurring buy at all. Deleting removes the SIP, not the shares it already bought.

Changing the amount on a stock SIP

A stock SIP has no single “amount” field to edit, because it invests by buying the quantities set in its basket rather than spending a fixed rupee figure. To invest more or less each cycle, edit the basket: raise or lower the quantity on a line, add a scrip, or remove one. The cash needed per cycle then changes with the new basket value at the day’s prices. If you fund the SIP through an e-Mandate on Console , update the mandate amount to match a larger basket so the cycle does not skip for want of funds.

Pausing versus deleting

Pause and delete look similar but differ in what they preserve. A pause keeps the SIP, its basket, and its schedule intact and only halts execution: orders will not go through on the next scheduled date until you resume. It is the right choice for a temporary stop, a few months of tight cash, a market view that you want to wait out, with the intent to restart. A delete removes the SIP entirely; restarting later means creating a new SIP from scratch. Neither touches the holdings already in your demat account. Choose pause when the stop is temporary and delete when it is final.

What a change does not affect

Editing, pausing, or deleting a stock SIP changes only future cycles. It does not sell, move, or alter the shares and ETF units the SIP has already bought; those stay in your demat account and are sold separately when you choose. It does not reverse a cycle that has already executed. And it does not cancel an e-Mandate on Console on its own: if you delete a SIP but want to stop the bank top-ups too, cancel or amend the mandate separately on Console, otherwise the account keeps receiving the scheduled funds.

Tax note on selling SIP-bought shares

Modifying or deleting a SIP has no tax effect; tax arises only when you sell the shares the SIP bought. Each SIP execution is a separate lot with its own purchase date and cost, so a later sale is taxed by the holding period of the specific lots sold: long-term capital gains for lots held more than 12 months, short-term for 12 months or less. For a portfolio of any size, confirm the treatment with a Chartered Accountant before filing; tax rules change annually with the Finance Act, and this note reflects the position for FY2026-27.

See also

External references

References

  1. Zerodha support, How to modify a stock SIP? (Edit and Save steps for Kite web and app, pause behaviour that orders do not go through on the next scheduled date until resumed, as of 21 June 2026).
  2. Zerodha support, How to create a stock SIP on Kite? (basket, schedule window, and funding notes, as of 21 June 2026).
  3. Zerodha support, Stock SIP feature notes: delivery cash market only, funds in account, e-Mandates on Console, maximum 50 SIPs, no minimum amount, free of feature fee (as of 21 June 2026).
  4. Income Tax Act, 1961, Sections 111A and 112A, for short-term and long-term capital gains on listed equity (FY2026-27).

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