How-to KFin KART RTA-direct

How to open a KFin KART account (RTA-direct platform)

From WebNotes, a public knowledge base. Last updated 19 May 2026. Reading time ~5 min.

Procedure

Visit KART portal or appWeb at edge360.kfintech.com (the unified KFin investor portal) or kart.kfintech.com. App on Android and iOS.
Sign up with PAN and mobileEnter PAN, mobile, OTP verify. KART validates PAN with the IT database and checks for existing folios at KFin AMCs.
Auto-fetch existing foliosIf you already have folios at any KFin-serviced AMC (Axis Mutual Fund , Kotak Mutual Fund , Sundaram Mutual Fund , JM Financial Mutual Fund , etc.), KART links them to your KART account automatically.
Complete KYC if neededIf KYC done at any KRA, auto-fetched. Else, KART offers in-platform video KYC or directs to a KFin service centre.
Add bank and nomineeBank account verified via Penny Drop. Nominee mandatory.
Register mandateUPI Auto-Pay or NACH eMandate. KART pushes mandate registration to each AMC for SIP setup.
Browse KFin-serviced AMC schemesFilter by AMC, category, returns. Direct plans only.
Invest in lump-sum or SIPPlace order. KART routes to the respective AMC; cash flows AMC-to-bank directly without platform intermediation.

KFin KART is the unified investor platform from KFin Technologies , one of India’s two major RTAs (Registrar and Transfer Agents). KART is “RTA-direct”: it provides direct access to all KFin-serviced AMCs without going through a third-party distributor. Units credit directly to AMC-issued SoA folios.

Conflict-of-interest disclosure. This guide is published by webnotes.in for informational purposes. WebNotes has no commercial relationship with KFin Technologies. No affiliate commission is earned from account opening or transactions.

Step-by-step procedure

See the procedure infobox above.

What is RTA-direct

In Indian MF distribution:

AMC-direct portal: Each AMC’s own portal (e.g., HDFC MF’s portal at hdfcfund.com).
RTA-direct portal: The RTA (CAMS or KFin) operates a unified portal covering all AMCs it serves.
Aggregator platforms: Third-party platforms (Coin, Groww, Kuvera, ET Money) that distribute on behalf of AMCs as MFDs.

KART (RTA-direct) sits between AMC-direct (AMC-specific) and aggregator (third-party). It covers all KFin-serviced AMCs in one place but doesn’t extend to CAMS-serviced AMCs (which use myCAMS ).

KFin-serviced AMCs (approximate, as of mid-2020s)

Axis Mutual Fund .
Kotak Mutual Fund .
Aditya Birla SL Mutual Fund (partial / by scheme).
Sundaram Mutual Fund .
JM Financial Mutual Fund .
Edelweiss Mutual Fund .
LIC Mutual Fund .
DSP Mutual Fund (partial).
Others.

Verify current coverage at the KART portal; AMCs may switch RTA over time.

KART vs myCAMS

Aspect	KART (KFin)	myCAMS (CAMS)
AMC coverage	KFin-serviced AMCs	CAMS-serviced AMCs
Investor access	Unified across covered AMCs	Unified across covered AMCs
Cost	Free	Free
Unit holding	SoA at AMC	SoA at AMC

For a complete view across all AMCs (both CAMS and KFin), use MFU , MF Central , or maintain accounts on both KART and myCAMS.

External references

References

SEBI (Mutual Funds) Regulations, 1996.
SEBI (Registrars to an Issue and Share Transfer Agents) Regulations, 1993.
AMFI Best Practice Guidelines on RTA-direct platforms.
KFin Technologies KART platform documentation.

Published by

webnotes.in

webnotes.in covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Revisions are tracked against the SEBI and NPCI rule changes referenced in the article.

Last reviewed: 19 May 2026
Conflicts of interest: WebNotes is independent. No relationship with any broker, registrar or bank named in this article.

Time required	10-15 minutes if KYC done
Cost	Free (RTA-direct, no platform fee)
Coverage	All KFin-serviced AMCs (~14 AMCs)
Distinguishing feature	RTA-direct portal, unified across KFin AMCs