How-to UTI Mutual Fund AMC direct

How to open a UTI Mutual Fund direct investing account

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UTI Mutual Fund is India’s oldest AMC, tracing roots to the 1964-founded Unit Trust of India. The AMC direct portal at utimf.com offers free direct-plan investing. UTI uses its own in-house RTA (UTI ITSL) for folio servicing, distinct from CAMS and KFin.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with UTI Mutual Fund. No affiliate commission is earned from account opening or transactions.

Step-by-step procedure

See the procedure infobox above.

Why UTI MF direct

  • India’s oldest AMC with historic flagship UTI Mastershare (1986 launch).
  • Heritage scheme lineup.
  • Direct plans only on portal.
  • In-house RTA (UTI ITSL) services folios.
  • Long-running track records on flagship equity funds.

Scheme highlights

  • UTI Mastershare Unit Scheme.
  • UTI Flexi Cap Fund.
  • UTI Nifty Index Fund (one of India’s oldest index funds).
  • UTI Liquid Cash Plan.
  • UTI Equity Fund.
  • UTI Retirement Benefit Pension Fund (solution-oriented).

RTA particularity

UTI uses UTI ITSL (UTI Infrastructure Technology and Services Limited) as its in-house RTA. This means:

  • UTI folios do NOT show up on CAMS or KFin portals.
  • For UTI folios, query at UTI’s portal or via UTI’s customer service.
  • MFU and MF Central bridge UTI alongside CAMS/KFin AMCs for consolidated views.

See also

External references

References

  1. SEBI (Mutual Funds) Regulations, 1996.
  2. SEBI Master Circular for Mutual Funds.
  3. AMFI Best Practice Guidelines.
  4. UTI Mutual Fund disclosure documents.

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