How to pause a PPFAS SIP

From WebNotes, a public knowledge base. Last updated 17 May 2026. Reading time ~6 min. Level: Beginner.

Key facts

Pause duration	1 to 3 months in a single pause request; subject to scheme-specific limits
Resumption	Automatic at the end of the pause; no separate resume request needed
SIP remains active	Pause does not cancel the SIP; the mandate, SIP record, and tenure continue
When to choose pause over cancel	Short cash-flow disruption (job change, medical emergency, expected expense); investor intends to resume

This guide covers temporarily pausing a Systematic Investment Plan (SIP) on any PPFAS Mutual Fund scheme through the PPFAS SelfInvest portal at selfinvest.ppfas.com. Pausing differs from cancelling: the SIP record, NACH mandate, and tenure remain intact, and the SIP resumes automatically at the end of the pause period. Pausing is the preferred response to short cash-flow disruptions (job transition, medical event, anticipated short-term expense) where the investor intends to resume the SIP.

Step-by-step procedure

Step 1: Log in to selfinvest.ppfas.com

Open selfinvest.ppfas.com or the SelfInvest mobile app. Log in with PAN, password, and OTP, or biometric authentication.

Step 2: Navigate to Service Requests then SIP Management

From the dashboard, tap Service Requests then SIP Management (also called Modify SIP or Manage SIPs depending on the UI version). SelfInvest lists all active SIPs across PPFAS schemes under the SelfInvest account, with their:

Scheme, plan, and option.
Per-installment amount.
SIP date and frequency.
Tenure (perpetual or end-date).
Status (Active, Paused, Cancelled).

Step 3: Select the SIP to pause

Tap the SIP. SelfInvest displays the SIP detail screen with available actions:

Pause SIP.
Modify SIP (amount, date, tenure, frequency).
Cancel SIP.
Resume SIP (if previously paused and reverted to active state).

Choose Pause SIP.

Step 4: Choose the pause duration

PPFAS typically supports pause durations of:

1 month (skip 1 installment for monthly SIPs).
2 months.
3 months.

Some PPFAS implementations may also support a 6-month pause, but this varies. Pick the duration. The SIP resumes on the first scheduled SIP date after the pause window.

For example: a SIP with a 5th-of-the-month SIP date paused for 2 months on 1 June 2026 skips the 5 June and 5 July installments and resumes on 5 August 2026.

Step 5: Confirm the pause request

SelfInvest displays a confirmation screen showing:

The pause start date.
The installments that will be skipped, with their original scheduled dates.
The resumption date.

Verify the dates carefully. If the next scheduled SIP date is too close (within 7 to 10 business days), SelfInvest may warn that the immediately upcoming installment will still process; the pause kicks in from the second installment.

Step 6: Authorise the pause

Authorise the request with:

Aadhaar OTP.
SelfInvest password and OTP.
Biometric authentication on the mobile app.

Step 7: Receive confirmation

SelfInvest sends a confirmation email with:

The pause request reference number.
The pause start date and end date.
The list of skipped installments with their original scheduled dates.
The resumption date and amount (unchanged from the pre-pause configuration).

Step 8: Verify automatic resumption

On the resumption date, the SIP installments resume automatically. No separate action is required. The first post-resumption installment processes at the SIP date in the standard manner, the NACH mandate debits the SIP amount, and the units are allotted at the applicable NAV.

The SelfInvest dashboard reflects the SIP back to Active status on the resumption date.

What can go wrong

Pause request too close to next SIP date: Pause requests placed within 7 to 10 business days of the next SIP date typically do not block that installment. The NACH mandate has already been queued at the bank. Plan ahead.
Pause duration exceeded but funds still tight: A 3-month pause has expired and the investor still cannot resume. The SIP installments resume automatically and may fail at the bank for insufficient balance. Either submit a fresh pause request before the resumption date, or modify the SIP to a lower amount, or cancel and re-register later.
SIP top-up scheduled during pause: If a step-up SIP has its anniversary escalation date inside the pause window, the escalation still applies to post-pause installments. The first resumed installment uses the escalated amount, not the pre-pause amount. Verify before pausing.
NACH mandate not paused at the bank: Pausing the SIP at PPFAS does not modify the underlying NACH mandate; only future debit instructions are suppressed. The mandate remains active and can be debited if SelfInvest places any other instruction against it (e.g., an unrelated SIP top-up). This is rarely an issue but worth noting.
Pause does not extend tenure: A fixed-tenure SIP’s end-date is not extended by the pause. To preserve the original installment count, modify the SIP to extend the end-date by the pause duration as a separate step.
ELSS pause and 80C planning: Pausing an ELSS SIP during the financial year reduces the 80C contribution. If the investor was relying on the SIP for full 80C utilisation, place a one-time lump-sum top-up in ELSS before 31 March to compensate.
Pause versus skip: Some AMCs distinguish between a pause (multi-installment) and a skip (single installment). PPFAS’s pause-1-month is effectively a skip of one installment. Check the SelfInvest UI for the exact terminology in use.
SelfInvest dashboard still shows Active during pause: During the pause, the dashboard may show the SIP as Paused or as Active with next debit in N months, depending on UI version. Both indicate the same state; the SIP is paused.

How to cancel a PPFAS SIP covers full cancellation when the investor does not intend to resume
How to modify a PPFAS SIP covers amount, date, frequency, or tenure changes
How to start a PPFCF SIP via SelfInvest portal covers fresh SIP registration
How to set up SIP top-up on a PPFAS scheme covers step-up SIPs
How to cancel a NACH mandate at PPFAS covers mandate-level cancellation
The reference article on the PPFAS SelfInvest portal covers the full portal functionality
The reference article on SIP in Indian mutual funds covers the broader SIP framework

External references

References

PPFAS Mutual Fund, SelfInvest portal at selfinvest.ppfas.com, SIP-management flow (accessed May 2026).
PPFAS Scheme Information Documents for the seven active schemes.
SEBI Master Circular for Mutual Funds, 22 May 2024.
SEBI (Mutual Funds) Regulations, 1996.
NPCI NACH e-mandate framework documentation.
CAMS Investor Services operational documentation.
AMFI SIP industry best-practice notes on pause and skip.
PPFAS investor desk FAQ at amc.ppfas.com/faqs/.
Finance Act, 2024 (capital-gains framework).
Finance Act, 2023 (debt-MF taxation amendment).

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WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

Last reviewed: 17 May 2026
Conflicts of interest: WebNotes is independent. No relationship with any broker, registrar or bank named in this article.