How to update your address on Zerodha (KRA)

From WebNotes, a public knowledge base. Last updated 12 May 2026. Reading time ~9 min. Level: Beginner.

Key facts

Time required	2–7 business days depending on the route
Cost	Nil
Online route	Aadhaar OTP-based address update via Console (fast: 1–2 days)
Offline route	Self-attested address proof submitted by email or courier (3–7 days)
KRA	Update propagates to all intermediaries linked to the same PAN once KRA record is updated

Your registered address at Zerodha appears on contract notes, account statements, and the CDSL Consolidated Account Statement (CAS). It is also the address to which CDSL sends physical PIN mailers for Easiest target account activation. An outdated address causes delivery failures and may trigger compliance flags under SEBI’s periodic KYC re-verification requirements.

Address updates at Zerodha flow through the KYC Registration Agency (KRA) framework, established by the SEBI KRA Regulations, 2011. When Zerodha updates your address, the change is submitted to the relevant KRA (typically CAMS KRA or KFintech KRA), which then makes it available to all other SEBI-registered intermediaries (mutual funds, insurance companies, other brokers) that have linked your PAN to the same KRA record.

Acceptable address proof documents

Document	Maximum age
Aadhaar card / e-Aadhaar	Current (if address is updated)
Passport (address page)	Valid (not expired)
Voter ID (EPIC)	Any; but address must be current
Driving licence	Valid; must show current address
Utility bill (electricity, gas, landline)	Not older than three months
Registered rental/lease agreement	Within lease period; notarised preferred
Bank passbook / bank statement	Not older than three months; with bank letterhead
Post office savings bank passbook	Not older than three months

Documents must be self-attested (signed with your name and the date of submission).

Route A: Online Aadhaar-based address update

Step 1: Update Aadhaar address first (if needed)

If your new address is not yet in UIDAI’s records, update Aadhaar first by visiting the UIDAI portal (uidai.gov.in) or an Aadhaar Seva Kendra. The Aadhaar address update takes 5–10 business days at UIDAI. Only after the Aadhaar address reflects the new address should you proceed with the Zerodha online update.

Step 2: Log in to Zerodha Console

Open Console and log in. Navigate to Profile > Personal details > Address.

Step 3: Initiate Aadhaar-based update

Click Update via Aadhaar. Enter your Aadhaar number and consent to UIDAI data retrieval. An OTP is sent to the Aadhaar-linked mobile number. Enter the OTP.

UIDAI returns the address as it appears in the Aadhaar record. Review the address shown on screen; confirm if it is correct.

Step 4: Confirm and submit

Submit the update. Zerodha processes it and submits the address change to the KRA. You receive an email confirmation when the update is complete, typically within 1–2 business days.

Route B: Offline address proof submission

Step 1: Prepare the address proof

Select one document from the acceptable list above. Ensure the document shows:

Your full name (matching Zerodha records)
Your new address
The required date (for dated documents: not older than three months)

Sign the document (self-attest) and write the date.

Step 2: Download the modification form (if applicable)

Zerodha may require the address change to be submitted on an official “KYC Change Request” or “Account Modification” form. Check support.zerodha.com for the current form. Fill in:

Client ID
PAN
Current address (as on record)
New address
Signature

Step 3: Submit by email or courier

Email: Scan the signed form and address proof (minimum 300 DPI). Send to modifications@zerodha.com or raise a ticket at support.zerodha.com and attach the documents. Use the registered email address.

Courier: Post originals or notarised copies to Zerodha’s Bengaluru address for compliance-sensitive changes. Zerodha may accept self-attested scanned copies by email for straightforward address updates.

Step 4: Await confirmation

Zerodha processes the address change within 3–7 business days of receiving complete documents. A confirmation email is sent when the update is complete.

KRA propagation and downstream effects

Once Zerodha updates its records and the KRA record is modified:

CDSL: The registered address on the CDSL BO account is updated (within 5–7 business days). Physical PIN mailers for Easiest will be sent to the new address.
KRA: All intermediaries that have your PAN in the same KRA record will see the new address on the next KYC data pull. This is relevant if you apply for mutual funds, insurance products, or open an account with another broker.
CDSL CAS: Future CAS statements will be dispatched to the new address.

Periodic KYC re-verification obligation

SEBI’s KRA Regulations and subsequent circulars (including SEBI Circular SEBI/HO/MIRSD/MIRSD-PoD-1/P/CIR/2022/70 dated 25 May 2022) require intermediaries to periodically re-verify client KYC data. Zerodha may request address verification proactively if the address on record has not been updated for several years, or if the account matches a risk profile flagged for enhanced due diligence. An address update clears this flag.

What can go wrong

Aadhaar address not updated: If you use the Aadhaar-based route but the address in Aadhaar still reflects the old address, the fetched address will be wrong. Update Aadhaar first at UIDAI before using this route.
Document older than three months: Dated address proof documents (utility bills, bank statements) that are more than three months old are rejected. Use a recent bill.
Name mismatch on address proof: If the address proof is in a slightly different name variant (initials vs. full name, maiden name vs. married name), it may be rejected. Use a document that closely matches the PAN name, or submit a name-linkage affidavit.
PIN mailer going to old address: If you have an upcoming Easiest target account PIN mailer in transit, a mid-process address change may divert it. Complete any pending Easiest target activations before changing the address, or contact CDSL to reissue the mailer to the new address.
KRA update lag: Even after Zerodha confirms the update, the KRA record may take up to 7 business days to propagate to all intermediaries. During this window, other brokers or mutual fund platforms may still show the old address.

References

SEBI KYC Registration Agency (KRA) Regulations, 2011.
SEBI Circular SEBI/HO/MIRSD/MIRSD-PoD-1/P/CIR/2022/70, 25 May 2022, Centralised mechanism for reporting change of address.
SEBI Master Circular for Stock Brokers, SEBI/HO/MIRSD/MIRSD-PoD-1/P/CIR/2023/071, 2 May 2023.
UIDAI, Aadhaar address update procedures, uidai.gov.in (accessed May 2026).
Zerodha Support, “How to update address on Zerodha”, support.zerodha.com (accessed May 2026).

WebNotes Editorial Team prepares factual how-to guides based on publicly available regulatory documents and broker disclosures. WebNotes is not affiliated with Zerodha Broking Limited. Procedures are subject to change; verify current requirements at support.zerodha.com before acting.

Reviewed and published by

WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

Last reviewed: 12 May 2026
Conflicts of interest: WebNotes is independent. No relationship with any broker, registrar or bank named in this article.