How-to KYC update address

How to update KYC address for mutual funds

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Updating your KYC address across mutual fund folios is a common operational need after relocating residences, marriage, or correcting historical record errors. The procedure can be completed online for most investors and propagates across all AMCs once the central KYC record is updated.

This guide covers the procedure across the major channels.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. No commercial relationship with CAMS, KFin, or any AMC.

Step-by-step procedure

The procedure infobox above lists the canonical steps. Below is the channel-by-channel detail.

Via CAMS / KFin online

The most efficient route. CAMS handles HDFC MF, ICICI Prudential, SBI MF, Aditya Birla, Tata, DSP, Nippon India, Kotak. KFin handles Axis, Mirae Asset, UTI, Bandhan, HSBC, Edelweiss, and others.

For most investors with folios across both RTAs, you need to submit the request via either; the update propagates through the central KRA database.

Via AMC direct portal

Each major AMC has its own KYC update flow:

Via direct-plan platform

Zerodha Coin , Groww , Kuvera etc. surface the underlying CAMS/KFin KYC modification flow through their interfaces.

Documents required

Most common (online-friendly)

  • Aadhaar (with updated address).
  • Passport (recent issue).
  • Voter ID.
  • Driving licence.

Also accepted

  • Utility bill (electricity, gas, telephone, post-paid mobile) of recent 3 months.
  • Bank statement of recent 3 months.
  • Rental agreement (registered).
  • Property purchase deed.

What can go wrong

See also

External references

References

  1. SEBI Master Circular on KYC norms, October 2023.
  2. AMFI Best Practice Guidelines on KYC.
  3. PMLA Rules on KYC modification.

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WebNotes Editorial Team

The WebNotes Editorial Team covers Indian capital markets, payments infrastructure and retail investor procedures. Every article is fact-checked against primary sources, principally SEBI circulars and master directions, NPCI specifications and the official support documentation published by the intermediary in question. Drafts go through a second-pair-of-eyes review and a separate compliance read before publication, and revisions are tracked against the SEBI and NPCI rule changes referenced in the methodology section.

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Conflicts of interest
WebNotes is independent. No relationship with any broker, registrar or bank named in this article.