Guides
A growing collection of how-to guides and reference notes.
- How to update name on mutual fund KYC (KRA)
Step-by-step procedure for updating your name on mutual fund KYC at the KRA, typically required after a legal name change (marriage, deed poll, or PAN correction). Covers the documentary proof, the form, and the PAN-database cross-check.
- How to update multiple nominees on mutual fund folio
Step-by-step procedure for updating multiple nominees with percentage split on a mutual fund folio. Covers SEBI's 3-nominee cap, allocation arithmetic, and AMC submission.
- How to update mobile number on mutual fund KYC (KRA)
Step-by-step procedure for updating the mobile number registered against your mutual fund KYC in the KRA system (CVL, NDML, CAMSKRA, KFinKRA, BSEKRA). Covers the OTP verification, the KRA mobile update form, and the cascade to AMC folios.
- How to update KYC address for mutual funds
Step-by-step procedure for updating your KYC address across mutual fund folios after a residential change, including the documents required, the propagation across AMCs, and the timeline.
- How to update email address on mutual fund KYC (KRA)
Step-by-step procedure for updating the email registered against your mutual fund KYC in the KRA system. Covers the OTP verification, the KRA modification form, the cascade to AMC folios, and the FATCA email implications.
- How to update correspondence address on mutual fund folio
Step-by-step procedure for updating the correspondence address on a mutual fund folio (distinct from KYC address). Covers AMC form, multi-folio coverage, and statement delivery implications.
- How to update bank mandate on mutual fund folio
Step-by-step procedure for updating the registered bank mandate on mutual fund folios. Covers the AMC-level multiple-bank registration framework, the OCR cheque copy requirement, the cooling period before NEFT credit, and the SIP NACH re-mandate.
- How to update a NACH mandate (mutual fund SIP)
Step-by-step procedure for updating a NACH eMandate used for mutual fund SIPs. Covers raising the mandate ceiling, changing bank account, the cancel-and-fresh-register pattern, and the timing considerations.
- How to understand mutual fund Tier 1 and Tier 2 benchmarks
Step-by-step guide to understanding the SEBI Tier 1 / Tier 2 benchmark framework for mutual funds. Covers the 2022 circular, category-wise Tier 1 benchmarks, and the manager-chosen Tier 2.
- How to transmit mutual fund units after death of the holder
Step-by-step procedure for transmitting mutual fund units after the holder's death. Covers nominee-based transmission, succession-certificate route, joint-holder survivorship, and the documentation.
- How to transition mutual fund folio from minor to major (18th birthday)
Step-by-step procedure for transitioning a mutual fund folio from minor status (guardian-operated) to major status (self-operated) when the holder turns 18. Covers KYC update, bank conversion, guardian removal, and the tax-clubbing-ends event.
- How to trade from charts on TradingView (Kite)
Step-by-step procedure for placing orders directly from TradingView charts on Zerodha Kite (Trade From Charts feature). Covers order placement, modification, cancellation, and the engine-specific UX.
- How to trade from charts on ChartIQ (Kite)
Step-by-step procedure for placing orders directly from ChartIQ charts on Zerodha Kite. Covers ChartIQ-specific UX, order type selection, and engine differences from TradingView.
- How to track TCS on foreign remittance for mutual fund purposes
Step-by-step procedure for tracking and claiming TCS (Tax Collected at Source) on foreign remittance under LRS for mutual fund / investment purposes. Covers TCS rate, threshold, claim in ITR, and refund mechanics.
- How to track SIP history (mutual fund)
Step-by-step procedure for tracking the complete history of your mutual fund SIPs. Covers platform dashboards, Statement of Account, Consolidated Account Statement, and XIRR computation.
- How to track mutual fund pledge status
Step-by-step procedure for tracking the status of mutual fund unit pledges. Covers AMC SoA verification, demat depository markers, lender's confirmation, and the discrepancy resolution path.
- How to track mutual fund performance vs its benchmark
Step-by-step procedure for tracking a mutual fund's performance against its benchmark. Covers the benchmark identification, return comparison, alpha computation, and the rolling-return analysis.
- How to track MF distributor business performance
Step-by-step guide for MF distributors to track business performance. Covers AUM tracking, commission analytics, client retention, and the AMC-side dashboards.
- How to track allotment of a mutual fund NFO subscription
Step-by-step procedure for tracking allotment status after subscribing to a mutual fund NFO. Covers the 5-working-day SEBI window, confirmation channels, and the troubleshooting path if allotment is delayed.
- How to take a loan against mutual fund units
Step-by-step procedure for taking a loan against mutual fund units in India. Covers eligibility, LTV calculation, interest rates, tenure, and comparison with other collateral-backed loans.
- How to switch from regular plan to direct plan (mutual fund)
Step-by-step procedure for switching from regular plan to direct plan in a mutual fund. Covers the strategic rationale, tax cost vs TER savings calculation, partial-switch strategy, and the cooling-period considerations.
- How to switch from direct plan to regular plan (mutual fund)
Step-by-step procedure for switching from direct plan to regular plan in a mutual fund. Covers the rare scenarios where this is genuinely needed, the tax implications, and the strong recommendation against this switch for most investors.
- How to switch chart types on Kite
Step-by-step procedure for switching chart types (candlestick, line, bar, Heikin Ashi, Renko) on Zerodha Kite. Covers TradingView and ChartIQ engines.
- How to switch between mutual fund schemes (intra-AMC switch)
Step-by-step procedure for switching between mutual fund schemes within the same AMC. Covers the deemed-redemption + deemed-subscription mechanics, tax implications, exit load, and the NAV cut-off rule.
- How to switch between Growth and IDCW option
Step-by-step procedure for switching between Growth and IDCW option for a mutual fund folio. Covers tax-event implications, AMC procedure, and the practical execution.
- How to subscribe to an ELSS mutual fund NFO
Step-by-step procedure for subscribing to an ELSS (Equity Linked Savings Scheme) NFO. Covers the 3-year lock-in starting from allotment, Section 80C eligibility, the FY tax-deduction timing, and the special considerations vs existing ELSS schemes.
- How to subscribe to a mutual fund NFO (New Fund Offer)
Step-by-step procedure for subscribing to a mutual fund New Fund Offer (NFO). Covers the NFO period, payment, allotment, and the difference between NFO and ongoing scheme subscription.
- How to stop an STP (Systematic Transfer Plan)
Step-by-step procedure for stopping an STP (Systematic Transfer Plan). Covers when to stop early, the residual source-corpus disposition, and the tax-event finalisation.
- How to stop a SWP (Systematic Withdrawal Plan)
Step-by-step procedure for stopping an SWP. Covers when to stop (corpus erosion, lower cash need), the residual corpus disposition, and the bear-market suspension pattern.
- How to stop a mutual fund SIP (permanent cancellation)
Step-by-step procedure for permanently stopping a mutual fund SIP. Covers the cancellation flow, mandate handling, holdings preservation, and the distinction from pause and redemption.