Guides
A growing collection of how-to guides and reference notes.
- How to read mutual fund benchmark comparison
Step-by-step guide to reading the benchmark comparison section of a mutual fund factsheet. Covers Tier 1 / Tier 2 benchmarks, TRI vs PRI, alpha, tracking error, and the interpretation.
- How to read a Statement of Additional Information (SAI)
Step-by-step guide to reading the SEBI-mandated Statement of Additional Information (SAI) for a mutual fund AMC. Covers AMC-level disclosures, trustee composition, and the relationship with SID.
- How to read a Scheme Information Document (SID) for a mutual fund
Step-by-step procedure for reading and interpreting a mutual fund Scheme Information Document (SID). Covers the mandatory sections, the diligence reading order, key disclosures, and the comparison with KIM and factsheet.
- How to read a Scheme Information Document (SID)
Step-by-step guide to reading the SEBI-mandated Scheme Information Document (SID) for a mutual fund. Covers scheme objectives, investment strategy, risk factors, fees, and the amendment mechanism.
- How to read a mutual fund riskometer (first-time investor)
Step-by-step guide to interpreting a mutual fund riskometer as a first-time investor. Covers the SEBI six-level risk scale, the underlying methodology, the limitations, and how to use it for scheme selection.
- How to read a mutual fund factsheet (first-time investor)
Step-by-step guide to reading and interpreting a mutual fund factsheet as a first-time investor. Covers the standard SEBI-mandated sections: scheme details, performance, portfolio, expense ratio, riskometer.
- How to read a mutual fund factsheet
Step-by-step guide to reading a mutual fund factsheet. Covers performance summary, portfolio composition, sector allocation, expense, fund manager info, and the monthly update rhythm.
- How to read a mutual fund annual report
Step-by-step procedure for reading a mutual fund AMC's annual report. Covers scheme-level financials, portfolio attribution, expense analysis, trustee report, and the differentiation from factsheets.
- How to read a Key Information Memorandum (KIM) for a mutual fund
Step-by-step procedure for reading a mutual fund Key Information Memorandum (KIM). Covers the 2-4 page summary format, key sections, and the comparison with SID and factsheet.
- How to read a Key Information Memorandum (KIM)
Step-by-step guide to reading the SEBI-mandated Key Information Memorandum (KIM) for a mutual fund. Covers core sections, the relationship with SID, and the use as a scheme summary.
- How to read a Consolidated Account Statement (CAS) for mutual funds
Step-by-step procedure for reading and interpreting a CAS (Consolidated Account Statement). Covers folio sections, transaction types, balance reconciliation, NAV columns, capital gains summary, and the section sequence.
- How to re-KYC for mutual funds (upgrade Registered to Validated)
Step-by-step procedure for re-KYC (upgrading from Registered to Validated KYC status) for mutual fund investments. Covers the trigger events, the SEBI cooling-period exit, the video KYC and IPV routes, and the cascade across AMCs.
- How to pledge mutual fund units for Zerodha margin
Step-by-step procedure for pledging mutual fund units in your Zerodha demat account as collateral for margin trading in F&O. Covers the LTV haircut, the operational flow on Kite, the eligible MF schemes, and the SEBI margin pledge framework.
- How to pledge mutual fund units as collateral for a loan
Step-by-step procedure for pledging mutual fund units as collateral for a loan from a bank or NBFC. Covers the lien-marking process, AMC vs CDSL pledge mechanics, LTV haircut, and the lender's enforcement rights.
- How to plan mutual funds for a short-term goal (1-3 years)
Step-by-step playbook for selecting and managing mutual funds for short-term goals (1-3 years). Covers debt-heavy allocation, fund category selection, and tax-efficient redemption.
- How to plan mutual funds for a medium-term goal (3-7 years)
Step-by-step playbook for selecting and managing mutual funds for medium-term goals (3-7 years). Covers balanced allocation, hybrid funds, glide path, and tax-aware redemption.
- How to plan mutual funds for a long-term goal (10+ years)
Step-by-step playbook for selecting and managing mutual funds for long-term goals (10+ years). Covers equity-heavy allocation, fund selection, glide path, and behavioural discipline.
- How to plan a child wedding corpus using mutual funds
Step-by-step playbook for building a child wedding corpus via mutual funds. Covers corpus sizing, multi-decade SIP, allocation, glide path, and tax planning.
- How to plan a child education corpus using mutual funds
Step-by-step playbook for building a child education corpus via mutual funds. Covers corpus sizing for Indian and foreign education, fund selection, glide path, and the protection layer.
- How to place your first lump-sum mutual fund subscription
Step-by-step procedure for placing your first lump-sum mutual fund subscription in India. Covers minimum amount, payment channels, NAV cut-off rules, and confirmation tracking.
- How to place a mutual fund redemption (partial or full)
Step-by-step procedure for placing a mutual fund redemption (partial or full). Covers the NAV cut-off, settlement timeline, exit load, bank credit, and tax computation.
- How to pick the SIP date for mutual fund SIPs
Step-by-step procedure for choosing the SIP debit date for mutual fund Systematic Investment Plans. Covers salary timing, balance buffer, holiday handling, and the empirical evidence that the specific date barely matters.
- How to pause a mutual fund SIP (temporary suspension)
Step-by-step procedure for pausing a mutual fund SIP temporarily. Covers the SEBI-permitted pause window, the AMC-specific maximum pause duration, mandate continuity, and the resume process.
- How to overlay an indicator on ChartIQ (Kite)
Step-by-step procedure for overlaying an indicator on ChartIQ price chart on Zerodha Kite. Covers same-pane vs separate-pane choice, scale alignment, and the customisation.
- How to open chart in a new tab on Kite
Step-by-step procedure for opening a chart in a new browser tab on Zerodha Kite web. Covers right-click flow, keyboard shortcut, and the multi-chart workflow.
- How to open an SBI Mutual Fund direct investing account
Step-by-step procedure for opening a direct investing account on SBI Mutual Fund's AMC portal. Covers the registration flow, KYC integration, the SBI Bank relationship advantage, and the first investment.
- How to open an NRI mutual fund account in India
Step-by-step procedure for opening a mutual fund account as an NRI (Non-Resident Indian). Covers documentation, NRE / NRO bank linkage, KYC, FATCA, and the repatriable vs non-repatriable distinction.
- How to open an MF Central account (cross-RTA unified MF portal)
Step-by-step procedure for opening an MF Central account, the joint CAMS-KFin unified investor service portal. Covers registration, folio aggregation across all AMCs, and the consolidated transaction capability.
- How to open an INDmoney mutual fund account
Step-by-step procedure for opening an INDmoney mutual fund account, including KYC, bank linkage, US-stocks bridge, and the multi-asset tracker. Covers the app flow and key platform differentiators.
- How to open an ICICI Prudential Mutual Fund direct investing account
Step-by-step procedure for opening a direct investing account on ICICI Prudential Mutual Fund's AMC portal. Covers KYC, registration, scheme range, and the IPRU TouchBook ecosystem.