Guides
A growing collection of how-to guides and reference notes.
- IIFL Mutual Fund (historical)
IIFL Mutual Fund was the Indian asset management subsidiary of IIFL Wealth and Asset Management (formerly part of the broader IIFL Group). The AMC operated under the IIFL Mutual Fund brand from operationalisation through 2024 when the parent IIFL Wealth and Asset Management rebranded itself to 360 ONE WAM, with the mutual fund AMC consequently renamed to 360 ONE Mutual Fund. Covers the AMC's history under the IIFL brand and the 2024 rebrand.
- IFA Led MF Distribution
Stub article on IFA Led MF Distribution. A full encyclopedic entry is pending.
- IDFC Mutual Fund (historical)
IDFC Mutual Fund was the Indian asset management subsidiary of IDFC Limited, operationalised in 2000 as Standard Chartered Mutual Fund and rebranded after IDFC's 2008 acquisition. The AMC operated under the IDFC brand from 2008 through 2023 when IDFC sold the AMC to the Bandhan Financial Holdings consortium. Covers the AMC's history, the 2008 Standard Chartered-to-IDFC transition, the IDFC era including the Kenneth Andrade investment leadership phase, and the 2023 sale that produced the current Bandhan Mutual Fund footprint.
- Idfc First Bank
Stub article on Idfc First Bank. A full encyclopedic entry is pending.
- IDCW intimation
An IDCW intimation is the AMC notice to unitholders announcing an upcoming IDCW (Income Distribution cum Capital Withdrawal) declaration, with the record date, distribution amount, and payment date. Covers the intimation framework, the typical timeline, the operational implications, and the relationship with TDS.
- How to trace forgotten mutual fund folios using MITRA
Step-by-step guide to tracing forgotten or unclaimed mutual fund folios in India using MITRA (Mutual Fund Investment Tracing and Retrieval Assistant): the AMFI portal launched to help investors and their legal heirs reunite with dormant folios across all AMCs and RTAs. Covers the eligibility, the search workflow using PAN, the result interpretation, the subsequent KYC and claim process, the relationship with the SEBI Investor Education and Protection Fund (IEPF), and the operational considerations for legal heirs claiming on behalf of deceased holders.
- How to open an MFU eCAN (Common Account Number)
Step-by-step guide to opening an MFU eCAN in India: the AMFI-promoted Common Account Number that unifies an investor's identity across all SEBI-registered AMCs, the registration flow at mfuonline.com, the KYC integration via Aadhaar OTP or video KYC, the linking of existing folios to the eCAN, the operational difference between an MFU eCAN and an AMC-specific folio, and the post-registration transaction workflow. Covers prerequisites, common operational issues, and the comparison with direct-AMC and broker-aligned MF platforms.
- How to open a CAMS Online myCAMS account
Step-by-step guide to opening a myCAMS account on the CAMS Online portal in India: the registration flow at camsonline.com, the KYC integration through PAN-based identification of existing folios at CAMS-RTA AMCs, the consolidated portfolio view across approximately 25 AMCs served by CAMS, the transaction workflow for purchases SIPs and redemptions, and the comparison with KFinKart and MFU. Covers prerequisites, operational issues, and the post-registration use cases.
- How to migrate from regular plan to direct plan (cross-platform)
Comprehensive guide to migrating from regular plan to direct plan mutual fund holdings in India: the operational mechanics across all major platforms (AMC-direct, MFU, CAMS Online, KFinKart, Zerodha Coin), the tax implications including STCG and LTCG triggers on the redemption leg, the timing considerations to manage the tax cost, the comparison of within-AMC switch vs cross-AMC redemption-and-purchase, and the long-term TER-differential economics. Covers the practical decision framework for when to migrate and when to leave existing regular holdings alone.
- How to generate a Consolidated Account Statement (CAS) from CAMS
Step-by-step guide to generating a Consolidated Account Statement (CAS) on demand from CAMS in India: the request flow through camsonline.com, the email-based dispatch with PAN+DOB password convention, the date-range options, the difference between the standard CAS and the detailed scheme-level statement, the parallel KFin CAS workflow for AMCs not served by CAMS, and the depository CAS for demat-held mutual fund units. Covers the common operational issues and the post-receipt verification steps.
- How to compute LTCG on equity mutual funds (Section 112A)
Step-by-step guide to computing long-term capital gains (LTCG) on equity-oriented mutual funds in India under Section 112A: the FIFO unit-attribution method, the grandfathering rule for pre-31-January-2018 acquisitions, the Rs 1.25 lakh annual exemption (post July 2024 Finance Act), the 12.5 per cent flat rate on gains above the exemption, the integration with the broker tax P&L and CAMS-KFin capital gains statement, and the worked examples covering single-lump-sum, SIP-accumulated, and grandfathered holdings. Reference for every equity mutual fund investor at tax-filing time.
- How to complete e-KYC for mutual funds via Aadhaar OTP
Step-by-step guide to completing Aadhaar OTP-based e-KYC for mutual fund investing in India: the SEBI framework, the prerequisite of a mobile number linked to Aadhaar, the workflow at CAMS, KFin, MFU and direct-platform portals, the limits applied to OTP-based e-KYC accounts, and the upgrade path to full KYC through video KYC or in-person verification. Covers the differences between Aadhaar OTP, Aadhaar biometric, and CKYC routes. Reference for every first-time mutual fund investor onboarding to the Indian framework.
- How to add or update a nominee on a mutual fund folio (cross-platform)
Step-by-step guide to adding or updating a nominee on Indian mutual fund folios: the operational mechanics across AMC-direct portals, CAMS Online, KFinKart, MFU, and broker-aligned platforms; the SEBI mandatory-nomination framework and the September 2024 nomination opt-out option; the maximum-three-nominee structure; the nominee categories (individual, minor, HUF, corporate); the relationship with transmission on the death of a unitholder; and the operational considerations for joint-holder folios and dematerialised units. Reference for every Indian mutual fund investor for estate-planning preparedness.
- How SEBI regulates Indian capital markets
Comprehensive guide to the Securities and Exchange Board of India: legal foundation under the SEBI Act 1992, regulatory architecture, the major regulations covering listings, mutual funds, stockbrokers, investment advisers, research analysts, depositories, and clearing corporations, and the enforcement and grievance redressal pathways. Covers the structural reforms from 1992 to 2026 including the peak margin regime, scheme categorisation, and the F&O entry-barrier framework.
- Holding period statement in mutual funds
A holding period statement is a mutual fund investor report that lists each lot of units along with the holding period (months/years held). Covers the statement structure, the use in FIFO tax computation, the LTCG/STCG qualification check, and how to download from major platforms.
- Hindu Succession Mf Transmission
Stub article on Hindu Succession Mf Transmission. A full encyclopedic entry is pending.
- Helios Mutual Fund
Helios Mutual Fund is an Indian asset management company founded by Samir Arora, the long-tenured fund manager and founder of Helios Capital Management. Covers the AMC's 2023-2024 mutual fund operationalisation, the parent Helios Capital's hedge fund and PMS history under Arora's leadership, the value-and-quality investment philosophy, and the position within the founder-led value-investing specialist AMC tier of the Indian mutual fund industry.
- Hedge Funds India
Stub article on Hedge Funds India. A full encyclopedic entry is pending.
- Healthcare Mutual Fund India
Stub article on Healthcare Mutual Fund India. A full encyclopedic entry is pending.
- Half-yearly unaudited financials of mutual fund schemes
Half-yearly unaudited financials are the SEBI-mandated income-statement and balance-sheet disclosures by mutual fund schemes for the half-year ending 30 September. Covers the SEBI framework, the components, the comparison with audited annual financials, and the role in investor analysis.
- Half-yearly portfolio disclosure in mutual funds
Half-yearly portfolio disclosure is the SEBI-mandated audited portfolio publication by mutual fund schemes for the periods ending 31 March and 30 September. Covers the SEBI framework, the audit requirement that distinguishes it from monthly disclosure, the publication timeline, and the role in investor confidence.
- GST on mutual fund management fees
Goods and Services Tax (GST) at 18 per cent applies on mutual fund management fees and other service charges. Covers the GST framework, its impact on TER, and the implications for AMC operations.
- GSM Graded Surveillance Measure
Stub article on GSM Graded Surveillance Measure. A full encyclopedic entry is pending.
- Groww Mutual Fund
Stub article on Groww Mutual Fund. A full encyclopedic entry is pending.
- Grey market premium (GMP)
Comprehensive guide to grey market premium in Indian IPOs: the unofficial pre-listing trading network, how kostak and subject-to-allotment quotes work, the relationship between GMP and listing-day performance, why SEBI does not regulate the grey market, the settlement risks, and the empirical evidence on GMP as a predictor of listing gains. Covers the operational mechanics of grey market dealers, kostak rates, and the practical interpretation of GMP signals for retail investors.
- Grandfathering of ELSS and equity MF gains pre 31 January 2018
The 31 January 2018 grandfathering rule establishes the closing NAV of 31 January 2018 as the deemed cost basis for LTCG computation on equity mutual fund units (including ELSS) purchased before that date. Covers the rationale, the cost-basis calculation, the tax implications post the July 2024 Budget rate increase, and the worked examples.
- Government Disinvestment India
Stub article on Government Disinvestment India. A full encyclopedic entry is pending.
- Gold Fund of Funds (FoF)
A Gold Fund of Funds (FoF) is a mutual fund scheme that invests in Gold ETFs of the same AMC, providing folio-mode access to gold without demat-account requirement. Covers the major Gold FoFs, the comparison with direct Gold ETF investing, the SIP-friendliness, the post-2023 tax treatment, and the role in gold allocation.
- Gilt vs Corporate Bond Fund
Stub article on Gilt vs Corporate Bond Fund. A full encyclopedic entry is pending.
- Gilt mutual fund vs corporate bond mutual fund
Gilt mutual funds invest in government securities while corporate bond mutual funds invest in private corporate debt. Covers the credit-risk and yield differences, the rate-cycle sensitivity, the post-2023 tax treatment, and the choice criteria for Indian retail investors.