Guides
A growing collection of how-to guides and reference notes.
- Regular plan vs direct plan mutual fund
A detailed comparison of regular plan and direct plan mutual funds in India covering expense ratios, distributor commission, NAV differences, tax treatment, and suitability criteria.
- Radhika Gupta
Radhika Gupta is the Managing Director and CEO of Edelweiss Asset Management Limited, one of India's most publicly visible mutual fund executives, known for her outspoken advocacy for investor education and her personal narrative around resilience.
- R. Janakiraman
R. Janakiraman is a senior equity fund manager at Franklin Templeton Asset Management India, known for managing Franklin India Prima Fund and other mid-cap and diversified equity schemes.
- R-squared in mutual funds
R-squared (coefficient of determination) measures what proportion of a mutual fund's return variation can be explained by movements in its benchmark index. A high R-squared indicates the fund closely tracks the benchmark; a low R-squared signals high fund-specific risk.
- Quantum Mutual Fund
Quantum Mutual Fund is the Indian AMC founded by Ajit Dayal, India's first direct-plan-only fund house, managing Rs 3,349.99 crore across 14 schemes.
- Quant Mutual Fund
Quant Mutual Fund is an Indian AMC using a proprietary VLRT quantitative framework, and one of India's fastest-growing fund houses through 2020 to 2024.
- Provident fund and superannuation MF investing
Reference on recognised provident fund trusts and approved superannuation fund trusts investing in Indian mutual fund schemes: legal framework, EPFO/IT Act restrictions, eligible schemes, and tax implications.
- Prashant Jain
Prashant Jain is the founder and Chief Investment Officer of 3P Investment Managers and a former Executive Director and CIO of HDFC Asset Management Company, where he managed equity funds for over two decades.
- Portfolio turnover ratio in mutual funds
Portfolio turnover ratio measures how frequently a mutual fund replaces its holdings over a year. A high ratio indicates frequent trading, which increases transaction costs and reduces net returns; a low ratio indicates a buy-and-hold approach.
- Pledge of mutual fund units
Reference on pledging mutual fund units in India as collateral for loans or trading margin: SEBI and RBI framework, lien marking process, CDSL/NSDL mechanics, loan against MFs, and margin pledge distinctions.
- PIO/OCI MF rules
Reference on Persons of Indian Origin (PIOs) and Overseas Citizens of India (OCIs) investing in Indian mutual funds: FEMA status, KYC, eligibility, repatriation rights, and tax treatment.
- PGIM India Mutual Fund
PGIM India Mutual Fund is the Indian AMC of PGIM (Prudential Financial's global investment arm), formerly Pramerica Mutual Fund, operating since 2010.
- Pension Fund Overlap with Mutual Funds in India
How India's National Pension System intersects with the mutual fund industry through shared AMC managers, similar regulatory frameworks, and complementary roles in long-term household wealth building.
- Penetration of Mutual Funds vs Bank Deposits in India
A comparative analysis of household savings allocation between bank deposits and mutual funds in India, covering structural barriers, tax treatment, return differentials, and the ongoing shift towards financial market instruments.
- Partnership / LLP MF investor
Reference on partnership firms and Limited Liability Partnerships (LLPs) investing in Indian mutual funds: eligibility under SEBI regulations, KYC requirements, authorisation mechanics, taxation, and compliance.
- Overnight mutual fund
Encyclopedic reference on overnight mutual funds in India: SEBI definition (overnight maturity instruments only), near-zero credit and duration risk, TREPS and repo investments, taxation, and comparison with liquid and savings accounts.
- Open-ended mutual fund
Open-ended mutual fund schemes in India: definition under SEBI MF Regulations 1996, daily NAV, subscription / redemption mechanics, categories, taxation.
- NSE NMF II (National Stock Exchange Mutual Fund Platform)
NSE NMF II is the National Stock Exchange's mutual fund transaction platform, providing exchange-based infrastructure for distributors and direct investors to transact across AMCs.
- NRI MF investor, NRO route
Detailed reference on non-resident Indians investing in Indian mutual funds through an NRO (Non-Resident Ordinary) bank account: FEMA framework, KYC, eligible schemes, TDS rates, and repatriation limits.
- NRI MF investor, NRE route
Complete reference on non-resident Indians investing in Indian mutual funds through an NRE (Non-Resident External) bank account: FEMA framework, full repatriability, KYC, tax treatment, and comparison with the NRO route.
- NPS scheme overlap with MFs
Reference on the structural similarities and practical overlaps between the National Pension System (NPS) and mutual funds in India: asset class comparison, tax treatment, liquidity differences, and investor decision framework.
- NISM Series V-C: Mutual Fund Distributors (Senior) Certification Examination
NISM Series V-C is a higher-level certification for experienced mutual fund distributors in India, required for handling complex products and high-net-worth clients, and it supersedes the V-A qualification.
- NISM Series V-B: Mutual Fund Foundation Certification Examination
NISM Series V-B is a foundational-level certification examination for individuals who want basic familiarity with the Indian mutual fund industry, administered by the National Institute of Securities Markets.
- NISM Series V-A: Mutual Fund Distributors Certification Examination
NISM Series V-A is the mandatory certification examination for mutual fund distributors in India, prescribed by SEBI and administered by the National Institute of Securities Markets.
- Nippon Life acquisition of Reliance Mutual Fund (2019)
Nippon Life Insurance's acquisition of a controlling 75 percent stake in Reliance Nippon Life Asset Management in 2019 rebranded one of India's largest AMCs and marked a significant inward foreign direct investment in asset management.
- Nippon India Mutual Fund direct portal
Nippon India Mutual Fund's direct portal (nipponindiamf.com) enables direct plan investing in Nippon India AMC schemes, formerly known as Reliance Mutual Fund.
- Nippon India Mutual Fund
Nippon India Mutual Fund is a listed AMC sponsored by Nippon Life of Japan, formerly Reliance Mutual Fund, with QAAUM of Rs 7.25 lakh crore (March 2026 quarter).
- Nimesh Shah
Nimesh Shah is the Managing Director and CEO of ICICI Prudential Asset Management Company Limited, one of India's two largest mutual fund houses, overseeing a business managing over Rs 7 lakh crore in assets.
- Nilesh Shah
Nilesh Shah is the Managing Director and CEO of Kotak Mahindra Asset Management Company, one of India's largest fund houses, and a former Deputy MD of ICICI Prudential AMC with over three decades in Indian capital markets.
- NIFTY Smallcap 250 TRI
The NIFTY Smallcap 250 TRI is the total-return variant of the NIFTY Smallcap 250 index, covering companies ranked 251-500 by full market capitalisation on NSE. It is the primary benchmark for SEBI-categorised small-cap equity mutual funds in India.