Guides
A growing collection of how-to guides and reference notes.
- Large-cap fund vs index fund in India
Active large-cap funds vs Nifty 50, Nifty 100 and Sensex index funds: SPIVA India 2024 underperformance data, the TER gap and the SEBI large-cap definition.
- Large-and-midcap mutual fund
Encyclopedic reference on large-and-midcap equity mutual funds in India: SEBI 35% large-cap and 35% mid-cap mandatory allocation, benchmark NIFTY LargeMidcap 250, taxation, comparison with flexi-cap and pure large-cap or mid-cap funds.
- Lalit Nambiar
Lalit Nambiar is the Executive Vice President and Fund Manager (Equities) at UTI Asset Management Company, known for his research-driven mid-cap investment approach.
- Krishna Sanghavi
Krishna Sanghavi is the Chief Investment Officer (Equities) of Mahindra Manulife Mutual Fund, a joint venture between the Mahindra Group and Manulife Investment Management, with prior senior roles at Kotak Mahindra AMC.
- Kotak Mutual Fund direct portal
Kotak Mutual Fund's direct portal (kotakmf.com) allows investors to invest in direct plans of Kotak AMC schemes, operated by Kotak Mahindra Asset Management Company Limited.
- Kotak Mahindra Mutual Fund
Kotak Mahindra Mutual Fund is now documented at the canonical Kotak Mutual Fund page on webnotes.in.
- Know Your Distributor (KYD)
Know Your Distributor (KYD) is a mandatory due-diligence process administered by AMFI that verifies the identity, qualifications, and integrity of mutual fund distributors in India before they may receive commissions from AMCs.
- KFintech mutual fund account statement
The KFintech account statement is the official transaction and holdings record issued by KFin Technologies for mutual fund folios it services, providing investors with a full ledger of purchases, redemptions, dividends, and portfolio valuation.
- Karvy Stock Broking pledge-misuse case (2019) and RTA implications
The 2019 Karvy Stock Broking fraud, in which client securities were pledged without authorisation to raise broker funds, exposed gaps in depository oversight and had implications for mutual fund RTA (registrar and transfer agent) governance in India.
- Kalpen Parekh
Kalpen Parekh is the Managing Director and CEO of DSP Investment Managers Private Limited (DSP Mutual Fund), known for his emphasis on investor behaviour, long-term compounding, and responsible investing.
- JP Morgan India Amtek Auto incident (2015)
In August 2015 JP Morgan Asset Management India suspended redemptions from two debt schemes after Amtek Auto's bond rating collapsed, marking the first gating event in Indian mutual fund history.
- Joint holders in MF folio
Reference on joint holding in mutual fund folios: eligible combinations, operating modes (anyone/either or survivor), nomination rules, transmission, and restrictions on joint holding with minors or non-residents.
- ITR-ready capital gains statement for mutual funds
The ITR-ready capital gains statement is a tax computation document generated by CAMS, KFintech, or MFCentral that calculates STCG and LTCG from mutual fund redemptions using the FIFO method, formatted for direct use in Schedule CG of Indian income-tax returns.
- Investor Education from TER: How Mutual Fund Fees Fund Financial Literacy in India
How SEBI mandates a portion of the Total Expense Ratio (TER) collected by Indian mutual funds to be allocated to investor education and awareness initiatives, the amounts involved, and AMFI's implementation through the Mutual Funds Sahi Hai campaign.
- Invesco Mutual Fund India
Invesco Mutual Fund India is the Indian AMC of US-based Invesco Ltd, formerly Religare Invesco Mutual Fund, operating since 2006 with equity and debt schemes.
- Interval mutual fund scheme
Interval mutual fund schemes in India: SEBI definition, Specified Transaction Periods, mandatory listing, taxation, decline post-2023 indexation loss.
- International fund of funds vs direct foreign brokerage for overseas investing
A factual comparison of international mutual fund of funds (FoFs) and direct overseas brokerage accounts for Indian investors seeking foreign equity exposure, covering LRS limits, tax, cost, and regulation.
- Inter-scheme switch in mutual funds
Detailed reference on inter-scheme switches within the same AMC in India: operational mechanics, applicable NAV, exit loads, capital gains tax, and common use cases.
- Inter-AMC migration of mutual fund investments
Reference on migrating mutual fund investments between different AMCs in India: mechanics, settlement gap risk, tax implications, and comparison with intra-AMC inter-scheme switch.
- Insurance-Linked Savings vs Mutual Funds in India
A comparative analysis of traditional life insurance savings products (endowment, money-back, ULIPs) versus mutual funds in India, covering cost structures, returns, regulatory treatment, and the ongoing market share contest.
- Information ratio in mutual funds
The information ratio measures the consistency of a mutual fund manager's ability to generate active returns (alpha) relative to the active risk taken (tracking error). It is the primary metric for evaluating active fund management efficiency.
- INDwealth
INDwealth is the premium wealth management sub-brand of INDmoney, offering personalised direct-plan portfolio management and financial planning for high-net-worth investors in India.
- Indexation removal for debt MFs (Finance Act 2023)
Finance Act 2023 removed the 20%-with-indexation LTCG benefit for debt mutual funds acquired from 1 April 2023. All gains are now slab-rate short-term gains regardless of holding period.
- Illiquid asset workout in mutual funds
Reference on the management and recovery of illiquid or defaulted assets in Indian mutual funds: SEBI restrictions on illiquid securities, workout mechanisms, AMC obligations, and investor recourse.
- IL&FS default impact on debt funds (2018)
The September 2018 default by Infrastructure Leasing and Financial Services on commercial paper obligations triggered a system-wide credit freeze for NBFCs and caused mark-to-market losses across debt mutual funds holding IL&FS paper.
- IDCW, Income Distribution cum Capital Withdrawal
Reference on IDCW (Income Distribution cum Capital Withdrawal) in Indian mutual funds: renaming from dividend, mechanics, record date, NAV impact, tax treatment, and comparison with growth option.
- IDCW intimation for mutual funds in India
An IDCW intimation is a regulatory notice issued by a mutual fund AMC before each Income Distribution cum Capital Withdrawal payment, disclosing the per-unit distribution amount, record date, ex-date, and applicable TDS, enabling investors to make informed decisions before the record date.
- ICICI Prudential Mutual Fund direct portal
ICICI Prudential Mutual Fund's direct portal (icicipruamc.com) allows investors to invest in direct plans of ICICI Prudential AMC schemes, one of India's largest AMCs listed on NSE and BSE.
- ICICI Prudential Mutual Fund
ICICI Prudential Mutual Fund is one of India's largest AMCs, jointly sponsored by ICICI Bank and Prudential plc, managing over Rs 7 lakh crore in AUM.
- HUF as MF investor
Complete reference on a Hindu Undivided Family (HUF) investing in Indian mutual funds: legal status, Karta's role, KYC documentation, eligible schemes, taxation, and SEBI regulatory framework.