3-in-1 account at Zerodha

Mon, 11 May 2026 00:00:00 +0000

3-in-1 account at Zerodha refers to the integration of three distinct financial accounts, a savings bank account, a demat account, and a trading account, into a single functional unit that allows funds and securities to move between them with minimal friction. The concept of a 3-in-1 account originated in India when HDFC Bank, ICICI Bank, and Kotak Mahindra Bank began offering tightly integrated savings + demat + trading packages through their own brokerage arms. Zerodha does not offer a traditional 3-in-1 account in the sense used by bank-sponsored brokers, because Zerodha is a standalone discount broker and does not hold a banking licence. However, Zerodha does integrate its trading account (Zerodha Broking Limited) and demat account (CDSL or NSDL via Zerodha DP) with the client’s existing savings bank account at any scheduled commercial bank, creating a functional 3-in-1 experience without the account being held under one institutional umbrella.

3-in-1 Account on WebNotes

3-in-1 account at Zerodha