How to add funds to Zerodha via NEFT, RTGS, or IMPS

Tue, 12 May 2026 00:00:00 +0000

NEFT, RTGS, and IMPS are direct bank-to-bank transfer channels that can be used to add funds to a Zerodha trading account. Unlike the UPI and net-banking gateway methods, which are initiated inside Kite and redirect to a payment interface, NEFT/RTGS/IMPS transfers are initiated directly from the client’s bank and credited to Zerodha’s designated beneficiary account. These methods are appropriate when the deposit amount exceeds UPI or gateway limits, when the client’s bank is not listed in the Kite payment gateway, or when the client prefers to initiate transfers from their bank’s own interface.

How to withdraw funds from Zerodha

Tue, 12 May 2026 00:00:00 +0000

Withdrawing funds from Zerodha sends the selected amount from the trading account to the primary bank account registered with your Zerodha account, via IMPS during business hours. The process is initiated entirely within Kite and requires no interaction with the bank. There is no withdrawal fee. This guide covers the complete flow on Kite web and the Kite mobile app , the withdrawal cutoff, limits, and troubleshooting.

Conflict-of-interest disclosure. This guide is published by the WebNotes Editorial Team for informational purposes and is written independently. WebNotes operates a Zerodha account-opening referral programme, disclosed on the pages that carry the referral link; this guide does not carry it and earns no referral commission from the procedure described here.

Bank Transfer on WebNotes

How to add funds to Zerodha via NEFT, RTGS, or IMPS

How to withdraw funds from Zerodha