Why Zerodha collects PAN and Aadhaar through DigiLocker

Fri, 19 Jun 2026 00:00:00 +0000

DigiLocker is a Government of India platform run by the Ministry of Electronics and Information Technology (MeitY) under the Digital India Programme that issues and verifies official documents digitally and shares them with a requester only after the document holder gives consent. When you open an account at Zerodha , the broker uses DigiLocker as the route to pull a digitally signed Aadhaar straight from UIDAI , and it separately fetches permanent account number (PAN) details straight from the Income Tax Department. This article explains what DigiLocker is, why a stock broker relies on it for paperless eKYC , what data actually changes hands, the consent and privacy model behind it, and how the DigiLocker pull differs from a plain Aadhaar OTP eKYC.

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Why Zerodha collects PAN and Aadhaar through DigiLocker