How to disable TOTP on Zerodha Kite

Sat, 20 Jun 2026 00:00:00 +0000

To disable TOTP on Zerodha Kite , log in, open My profile then Password & security, click Disable external TOTP, enter your Kite login password, and click Disable; the account then reverts to the SMS OTP as its second factor. You cannot switch the second factor off entirely, because two-factor authentication on a trading login is mandated by the exchanges and SEBI.

This is the point most people miss. “Disable TOTP” does not mean “log in with just a password.” It means swap the time-based app code back for the text-message code. One second factor always remains. Zerodha’s support pages are explicit that the OTP step at login cannot be eliminated, only changed in form.

Disable TOTP on WebNotes

How to disable TOTP on Zerodha Kite