https://v2.webnotes.in/tags/e-kyc/Recent content in E-KYC on WebNotesHugoen-INFri, 19 Jun 2026 00:00:00 +0000https://v2.webnotes.in/how-to-ekyc-mutual-fund-aadhaar/Mon, 18 May 2026 00:00:00 +0000https://v2.webnotes.in/how-to-ekyc-mutual-fund-aadhaar/<p><strong>Aadhaar OTP-based e-KYC</strong> is the dominant onboarding mechanism for first-time mutual fund investors in India. Under the <a href="https://v2.webnotes.in/kra-ecosystem-mf-kyc/" rel="nofollow">KYC Registration Agency (KRA) framework</a> operationalised by SEBI, a single Aadhaar-OTP e-KYC verification serves the investor across all SEBI-registered AMCs and distributors. The Aadhaar OTP route is faster than <a href="https://v2.webnotes.in/video-kyc-india/">video KYC</a> , simpler than in-person verification, and requires no physical documents beyond the Aadhaar number and an Aadhaar-linked mobile.</p> <p>The Aadhaar OTP e-KYC route has limits: under SEBI rules, an investor verified through Aadhaar OTP alone (without supplementary biometric verification) is restricted to investments of up to Rs 50,000 per AMC per financial year. For investments above this threshold, the investor must upgrade to full KYC through <a href="https://v2.webnotes.in/video-kyc-india/">video KYC</a> , in-person verification, or Aadhaar biometric verification. This article walks through the Aadhaar OTP e-KYC flow end-to-end, with the upgrade paths covered toward the end.</p>https://v2.webnotes.in/aadhaar/Sun, 17 May 2026 00:00:00 +0000https://v2.webnotes.in/aadhaar/<p><strong>Aadhaar</strong> is a 12-digit unique identification number issued to Indian residents by the <a href="https://v2.webnotes.in/uidai/">Unique Identification Authority of India (UIDAI)</a> , a statutory authority constituted under the <strong>Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016</strong>, commonly called the Aadhaar Act, 2016. Aadhaar is the world&rsquo;s largest biometric identity system: as of 2026, over 1.4 billion Aadhaar numbers have been issued (more than 99 per cent of the eligible Indian resident population), with the enrolment infrastructure operated through enrolment agencies and Common Service Centres across India. The Aadhaar ecosystem includes the <strong>Aadhaar e-KYC API</strong>, the <strong>Aadhaar-based e-sign framework</strong>, <strong>Aadhaar Authentication services</strong>, and <strong>AAdhaar offline-XML</strong> pathway, which together form the operational backbone for digital identity verification across Indian financial services, government welfare delivery, telecom, and other regulated sectors.</p>