How to merge multiple mutual fund folios (cross-AMC and same-AMC)

Tue, 19 May 2026 00:00:00 +0000

Merging multiple mutual fund folios has two distinct meanings: true physical merger within same AMC, and aggregated view across AMCs via tools like MFU and MF Central. The first is an AMC-side operation; the second is a tooling decision.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with any AMC, RTA, or platform. No affiliate commission is earned.

Step-by-step procedure

See the procedure infobox above.

How to request folio merge at AMC

Tue, 19 May 2026 00:00:00 +0000

Folio merge at AMC consolidates multiple folios into one. Tax-neutral operation. Useful for simplifying portfolio tracking.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with any AMC. No affiliate commission is earned.

Step-by-step procedure

See the procedure infobox above.

When merge isn’t possible

Reason	Resolution
Different KYC names	Update KYC first
Different bank mandates	Standardise first
Pledged folio	Release pledge first
Closed-ended scheme	May not merge

External references

References

SEBI (Mutual Funds) Regulations, 1996.
AMFI Best Practice Guidelines on folio management.

Folio Merge on WebNotes

How to merge multiple mutual fund folios (cross-AMC and same-AMC)

Step-by-step procedure

How to request folio merge at AMC

Step-by-step procedure

When merge isn’t possible

See also

External references

References