Payment gateway fees and UPI exemption at Zerodha

Mon, 11 May 2026 00:00:00 +0000

Overview

Zerodha clients who add funds to their trading account via net banking or debit card pay a payment gateway fee, which is a charge levied by the payment service provider for processing the transaction. UPI (Unified Payments Interface) fund transfers are free of any gateway charge. The payment gateway fee varies depending on the funding method used and the amount transferred.

Zerodha does not profit from the payment gateway fee – it is charged by the third-party payment gateway and passed through to the client at cost. UPI transfers are zero-cost for both Zerodha and the client because the NPCI (National Payments Corporation of India) bears the interchange costs on UPI transactions to promote digital payments adoption.

Fund Transfer Zerodha on WebNotes

Payment gateway fees and UPI exemption at Zerodha

Overview