GoldenPi on WebNotes

Buy bonds on GoldenPi

Wed, 20 May 2026 00:00:00 +0000

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with GoldenPi.

Step-by-step procedure

Six steps per the procedure infobox.

Common bond categories on GoldenPi

AAA corporate: 7-9% yields, lowest risk among corporate.
AA / AA+: 9-11% yields.
Perpetual / AT1: 8-12% with specific perpetual structure risks.
Tax-free bonds: 5-6% (post-tax effective ~7-8%).

Settlement

Bond settles to your demat (CDSL or NSDL). Coupon and principal flow to your linked bank.

GoldenPi corporate bonds platform

Wed, 20 May 2026 00:00:00 +0000

GoldenPi is a retail-focused online platform that gives access to a broad range of corporate bonds, NCDs, and perpetual bonds typically reserved for institutional investors.

Coverage

Type	Yield range	Risk
AAA corporate bonds	7-9%	Lowest among corporate
AA / AA+ rated	9-11%	Moderate
Lower-rated (A and below)	11%+	Higher; specific scrutiny needed
Perpetual / AT1 bonds	8-12%	Specific perpetual risk
Tax-free bonds	5-6% (effective ~7-8% post-tax)	Very low
54EC bonds	~5.25%	Lowest

How it works

KYC with GoldenPi (PAN + Aadhaar OTP).
Browse available bonds; filter by rating, yield, tenor.
Click “Invest” → demat-credit-based settlement.
Bonds appear in your CDSL / NSDL demat.

Strengths vs Zerodha bonds

Broader product range: Including lower-rated and perpetual.
More filter options: By sector, issuer, etc.
Specific high-yield exposure: Not all on Zerodha.

Risks

Credit risk: Lower-rated bonds default-risk material.
Liquidity: Secondary market thin.
Perpetual bond complexity: AT1 bonds had a write-down episode (Yes Bank); understand call dates, write-down triggers.

For complex bond portfolios, consult a SEBI-registered Investment Adviser.

GoldenPi (bonds and fixed income platform)

Mon, 11 May 2026 00:00:00 +0000

GoldenPi is an online marketplace for bonds and fixed income instruments in India, operated by GoldenPi Technologies Private Limited and accessible at goldenpi.com. GoldenPi enables retail investors to purchase government securities, corporate bonds, non-convertible debentures (NCDs), tax-free bonds, and sovereign gold bonds through a digital interface. Zerodha partnered with GoldenPi to provide bond investment access to its clients from within the Kite ecosystem, addressing a gap in the direct equity-and-mutual-fund-focused Zerodha product suite.