India Fintech
- Unified Payments Interface (UPI)
UPI is India's real-time interbank payment rail built by NPCI, enabling instant fund transfers via a Virtual Payment Address across 600-plus member banks.
- National Payments Corporation of India (NPCI)
NPCI is the RBI-promoted umbrella institution for retail payment infrastructure in India, operating UPI, IMPS, RuPay, NACH, AePS, FASTag, BBPS and BHIM.
- BHIM app
BHIM (Bharat Interface for Money) is the government-affiliated UPI reference app operated by NPCI, launched in December 2016 as a simple, interoperable.