Bank account types you can link to Zerodha

Wed, 01 Jul 2026 00:00:00 +0000

The bank account you link to Zerodha must be a savings, current, or cash-credit account held in your own name; overdraft accounts, a relative’s account, and PayTM Payments Bank accounts cannot be linked. Which account type you hold decides whether you can register it at all, and the ownership rule decides whose account is accepted. Both are set by a mix of Zerodha’s operational rules and SEBI’s requirement that a client’s linked bank account be in the client’s own name.

Setting up an eMandate on a joint account at Zerodha

Tue, 30 Jun 2026 00:00:00 +0000

A common question from investors who bank jointly with a spouse or family member is whether they can point a Zerodha eMandate at that shared account. The short answer is that it depends on your bank, and that many banks do not permit it. This reference explains when a joint account can back an eMandate or UPI AutoPay, why registrations on joint accounts often fail, how joint accounts sit alongside current and NRE-PIS accounts in Zerodha’s eligibility rules, and what to do instead when the joint account is not supported.

Joint Account on WebNotes

Bank account types you can link to Zerodha

Setting up an eMandate on a joint account at Zerodha