How to take a loan against mutual fund units

Tue, 19 May 2026 00:00:00 +0000

Loan against MF units is one of the cheapest forms of personal credit available to retail investors. Interest rates are typically 8-14% pa (vs 12-20% for personal loans), and the loan is collateralised by your MF holdings. The investment continues to earn returns during the loan period; you only pay interest on the borrowed amount.

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How to take a loan against mutual fund units