https://v2.webnotes.in/tags/migration/Recent content in Migration on WebNotesHugoen-INFri, 19 Jun 2026 00:00:00 +0000https://v2.webnotes.in/how-to-regular-to-direct-migration/Mon, 18 May 2026 00:00:00 +0000https://v2.webnotes.in/how-to-regular-to-direct-migration/<p><strong>Migrating from regular plan to direct plan</strong> mutual fund holdings is a common operation for self-directed Indian investors who initially started with a distributor-led regular plan and later realised the long-term TER-differential advantage of the direct plan. The migration involves redeeming or switching the regular plan units and acquiring direct plan units in the same scheme (or equivalent). Across the major platforms in India, the operational mechanics differ but the underlying economics are the same: the migration captures the lifetime TER-differential value but triggers capital-gains tax on the redemption leg.</p>