Mutual Fund Statement on WebNotes

How to generate a Consolidated Account Statement (CAS) from CAMS

Mon, 18 May 2026 00:00:00 +0000

The Consolidated Account Statement (CAS) on demand from CAMS is the most common way for an Indian mutual fund investor to obtain a current snapshot of their holdings across all CAMS-RTA AMCs for tax filing, financial planning, or portfolio verification. While the standard monthly CAS dispatch covers most needs, on-demand CAS generation gives flexibility to request:

A specific financial year for tax reconciliation.
A custom date range (e.g., inception of a specific folio to a specific date).
A detailed transaction-level statement vs the standard summary.
An immediate refresh after a recent transaction.

The CAS framework is operationalised by SEBI through the consolidated account statement framework and is jointly published by CAMS (covering approximately 25 AMCs) and KFin Technologies (covering the remainder). For investors with mutual fund holdings spread across both RTAs, generating both the CAMS CAS and the KFin CAS is necessary; this article focuses on the CAMS workflow with notes on the KFin parallel flow.

CAMS mutual fund account statement

Tue, 12 May 2026 00:00:00 +0000

The CAMS account statement is a transaction and holdings record produced by Computer Age Management Services (CAMS), one of India’s two major Registrar and Transfer Agents (RTAs) for the mutual fund industry. CAMS services folios for approximately 20–25 Asset Management Companies (AMCs), including fund houses such as HDFC Mutual Fund, SBI Mutual Fund, Nippon India, Aditya Birla Sun Life, and several others. The statement captures every transactional event on a folio – purchases, redemptions, switches, dividend payouts, SIP instalments, and bonus units – together with the resulting unit balance and its current market value.

CAS -- NSDL and CDSL versions for mutual funds

Tue, 12 May 2026 00:00:00 +0000

India’s two depositories – the National Securities Depository Limited (NSDL) and the Central Depository Services (India) Limited (CDSL) – each issue a version of the Consolidated Account Statement (CAS) that covers mutual fund units held in demat form alongside listed equity shares, bonds, government securities, and other securities held in the same demat account. The depository CAS supplements, but does not replace, the RTA-generated CAS issued by CAMS and KFintech , because the RTA CAS remains the authoritative source for physical folio-based mutual fund holdings.

Consolidated Account Statement (CAS) for mutual funds

Tue, 12 May 2026 00:00:00 +0000

The Consolidated Account Statement (CAS) is a single, standardised investor document that aggregates all mutual fund folios, transaction history, and current valuation held by an investor across every Asset Management Company (AMC) registered with SEBI into one report. The CAS is generated and dispatched by the Registrar and Transfer Agents (RTAs) – CAMS and KFintech (KFin) – on behalf of all participating AMCs. Because a single PAN is the linking identifier, one CAS captures every mutual fund investment made by that investor regardless of how many different fund houses or folio numbers are involved.

How to download a Coin mutual fund statement

Tue, 12 May 2026 00:00:00 +0000

Mutual fund units held on Zerodha Coin are in demat form in your CDSL account. Account statements can be obtained from multiple sources depending on your needs: Zerodha Console for portfolio and tax reports, CAMS/KFintech for the SEBI-mandated Consolidated Account Statement (CAS) covering all mutual fund folios, and CDSL for the demat securities statement.

This guide covers all available statement download paths.

Prerequisites

Active Zerodha account with Coin holdings.
Zerodha client ID and TOTP for Console login.
PAN registered with CAMS and/or KFintech for CAS download.
Email address and/or mobile registered with CAMS/KFintech/CDSL for OTP authentication.

Regulatory basis for mutual fund statements

SEBI Circular SEBI/IMD/CIR No.16/2011/2011 and subsequent circulars require AMCs and registrars to dispatch a Consolidated Account Statement (CAS) to all investors:

KFintech mutual fund account statement

Tue, 12 May 2026 00:00:00 +0000

The KFintech account statement (formerly known as the Karvy Fintech account statement) is the official transaction record and portfolio-valuation document issued by KFin Technologies Limited for mutual fund folios that it services as a Registrar and Transfer Agent (RTA). KFintech services a broad roster of AMCs including Axis Mutual Fund, DSP Mutual Fund, Franklin Templeton Investments India, ICICI Prudential Mutual Fund, Kotak Mutual Fund, Mirae Asset, and several others. The statement records every transactional event – purchases, redemptions, switches, dividend payouts, SIP instalments – along with the running unit balance and current market value.