Mutual Funds
- Yes Bank AT1 bond writedown impact on mutual funds
The March 2020 writedown of Yes Bank's Additional Tier 1 bonds to zero under an RBI-supervised resolution caused immediate NAV losses in Indian mutual fund schemes that held these instruments.
- UPI AutoPay for SIPs in Indian Mutual Funds
How UPI AutoPay replaced NACH e-mandates as the dominant SIP registration mechanism in India, enabling real-time mandate setup on smartphones and accelerating SIP account growth from 2020 onwards.
- Unclaimed Mutual Fund Redemption and Dividends in India
The regulatory framework, scale, and resolution process for unclaimed redemption proceeds and dividends in Indian mutual funds, including the Investor Education and Protection Fund (IEPF) transfer mechanism and AMC obligations.
- Smallcase Managers vs Mutual Fund Managers: Regulatory Contrast
A regulatory comparison of smallcase portfolio managers and SEBI-registered mutual fund AMCs in India, covering registration, disclosure, fee structures, investor protection, and the ongoing regulatory convergence.
- SIP Growth Story in India
How Systematic Investment Plans grew from a niche product to a Rs 25,000-crore-per-month national savings habit, covering the regulatory, infrastructure, and behavioural drivers of SIP adoption in India.
- SEBI (Mutual Funds) Regulations, 1996
Comprehensive encyclopedic reference on SEBI (Mutual Funds) Regulations, 1996: the principal statutory framework governing Indian mutual funds, covering registration, scheme structure, investment norms, trustee obligations, and major amendments.
- Robo-Advisory in Indian Mutual Funds
An overview of robo-advisory platforms in the Indian mutual fund industry, their regulatory classification, business models, key players, and comparative role alongside traditional financial advisers and IFAs.
- Retail Investor Participation in Mutual Funds in India
An analysis of retail investor participation in Indian mutual funds, covering folio counts, PAN-based investor data, SIP penetration, geographic spread, and behavioural patterns from 2000 to 2025.
- Pension Fund Overlap with Mutual Funds in India
How India's National Pension System intersects with the mutual fund industry through shared AMC managers, similar regulatory frameworks, and complementary roles in long-term household wealth building.
- Penetration of Mutual Funds vs Bank Deposits in India
A comparative analysis of household savings allocation between bank deposits and mutual funds in India, covering structural barriers, tax treatment, return differentials, and the ongoing shift towards financial market instruments.
- Mutual Fund AUM Growth in India (2000 to 2026)
A data-driven account of how India's mutual fund industry grew from Rs 1 lakh crore AUM in 1999 to Rs 67 lakh crore by 2025, covering the drivers, inflection points, and structural shifts across twenty-five years.
- Mutual Fund Advertising and SEBI Disclosure Norms in India
How SEBI and AMFI regulate mutual fund advertising in India, including the standard disclosures, riskometer, past performance disclaimers, social media guidelines, and the evolution of advertising norms from 2000 to 2025.
- Investor Education from TER: How Mutual Fund Fees Fund Financial Literacy in India
How SEBI mandates a portion of the Total Expense Ratio (TER) collected by Indian mutual funds to be allocated to investor education and awareness initiatives, the amounts involved, and AMFI's implementation through the Mutual Funds Sahi Hai campaign.
- Insurance-Linked Savings vs Mutual Funds in India
A comparative analysis of traditional life insurance savings products (endowment, money-back, ULIPs) versus mutual funds in India, covering cost structures, returns, regulatory treatment, and the ongoing market share contest.
- History of Mutual Funds in India (1963 to 2026)
A comprehensive history of mutual funds in India from the establishment of UTI in 1963 through liberalisation, private-sector entry, the regulatory overhaul of 2003, and the industry's growth to Rs 67 lakh crore AUM by 2026.
- Forgotten Folios and the MITRA Initiative in Indian Mutual Funds
The MITRA (Mutual fund Inactive accounts TrackeR and Aggregator) initiative by SEBI and AMFI to identify and help investors reclaim unclaimed or dormant mutual fund folios, covering the scale of the problem and the operational resolution process.
- ESG and Sustainable Investing in Indian Mutual Funds
The evolution of ESG (environmental, social, governance) mutual fund schemes in India, from the first ESG funds in 2018-19 to SEBI's disclosure framework, scheme performance, and the challenges of ESG data in an emerging market context.
- Equity Culture in India and the Role of Mutual Funds
How mutual funds became the primary vehicle for expanding equity culture in India, transforming equity investing from an urban elite activity to a mass retail behaviour over three decades.
- eMandate and NACH for Mutual Fund SIPs in India
A technical and regulatory overview of the National Automated Clearing House (NACH) and electronic mandate (eMandate) infrastructure that underpins SIP debit processing in Indian mutual funds, covering the history, workings, and limitations of the system.
- Direct Plan Adoption Trajectory in India
How SEBI's 2013 direct plan mandate transformed mutual fund distribution economics, with direct plan AUM exceeding 50% of total industry AUM by 2022-23, driven by corporate treasuries, RIAs, and online platforms.
- Association of Mutual Funds in India (AMFI)
AMFI is the industry body and self-regulatory organisation for mutual funds in India, established in 1995 to develop the industry, enforce codes of conduct, and protect investor interests.
- ASBA for Mutual Fund Subscriptions in India
How the Application Supported by Blocked Amount (ASBA) mechanism works for mutual fund subscriptions, its regulatory basis, the ASBA-for-MF pilot, and its role in the broader MF payment ecosystem alongside NACH and UPI AutoPay.
- Mutual funds on Zerodha (Coin)
How Zerodha's Coin platform works for direct mutual fund investing: zero commission, demat-held units, SIP mechanics, SEBI framework, and tax treatment.