How long funds take to reflect in Zerodha

Tue, 30 Jun 2026 00:00:00 +0000

A Zerodha deposit reflects on a timeline set by the rail you use: UPI and netbanking are instant, IMPS lands within 10 minutes, and NEFT or RTGS lands within 2 hours, with one overnight exception that holds any transfer made between 12 AM and 7:30 AM until after 7:30 AM. Those are the four numbers that decide when money you add to a Zerodha account becomes available margin, and they are the subject of this article.

How to add funds to Zerodha via NEFT, RTGS, or IMPS

Tue, 12 May 2026 00:00:00 +0000

NEFT, RTGS, and IMPS are direct bank-to-bank transfer channels that can be used to add funds to a Zerodha trading account. Unlike the UPI and net-banking gateway methods, which are initiated inside Kite and redirect to a payment interface, NEFT/RTGS/IMPS transfers are initiated directly from the client’s bank and credited to Zerodha’s designated beneficiary account. These methods are appropriate when the deposit amount exceeds UPI or gateway limits, when the client’s bank is not listed in the Kite payment gateway, or when the client prefers to initiate transfers from their bank’s own interface.

NEFT on WebNotes

How long funds take to reflect in Zerodha

How to add funds to Zerodha via NEFT, RTGS, or IMPS