One-Time Investment on WebNotes

How to do a lump-sum mutual fund purchase on Coin

Tue, 12 May 2026 00:00:00 +0000

A lump-sum purchase on Zerodha Coin is a one-time investment of a specified rupee amount into a direct plan mutual fund scheme. Unlike a Systematic Investment Plan (SIP), a lump-sum order is a single transaction and does not create any recurring debit obligation. All units purchased through Coin are held in demat account form at CDSL , not in a statement-of-account folio with the fund’s registrar.

This guide explains how to place and confirm a lump-sum purchase on Coin, the NAV cut-off rules that determine the applicable price, and what to verify afterwards.

Lump-sum investing in mutual funds

Tue, 12 May 2026 00:00:00 +0000

Lump-sum investing in mutual funds is the process of deploying a single large amount of capital into a mutual fund scheme in one transaction, as opposed to spreading investments over time through a Systematic Investment Plan (SIP) or Systematic Transfer Plan (STP) . The entire amount is invested at the prevailing Net Asset Value (NAV) applicable on the transaction date, and units are allotted accordingly.

Lump-sum investments are appropriate when the investor has a large sum available, from a bonus, inheritance, maturity proceeds, or asset sale, and wishes to deploy it immediately rather than staggering it.