Pay-In on WebNotes

CDSL block mechanism for pay-in

Wed, 20 May 2026 00:00:00 +0000

The CDSL block mechanism is a SEBI-approved framework that allows shares being sold to be locked in the seller’s demat account in advance of settlement, without transferring them to the broker’s pool account. The block mechanism is part of the broader direct payout to demat framework that reduces client funds and securities risk.

How the block mechanism works

Pre-block-mechanism: When you placed a sell order, the broker triggered a Delivery Instruction Slip (DIS) or used an eDIS authorisation to move shares from the seller’s demat to the broker’s pool. The broker then settled with the buyer via the pool.

Pay-in funds explained on Kite

Wed, 20 May 2026 00:00:00 +0000

Pay-in on Kite (and Console ) refers to adding funds to your Zerodha trading account from your registered bank. Once funds are paid in, they become part of your cash available on the Kite funds page , usable for buys, F&O margin, or to meet the cash component requirement on F&O positions.

Pay-in methods

Method	Speed	Charges
UPI	Instant (a few seconds)	Free up to most banks’ UPI limits
IMPS	Instant during banking hours	Free (depends on your bank)
NEFT	Up to 30 minutes (settles in 30-min RBI batch)	Free
RTGS	Instant for amounts >= Rs 2 lakh	Free (depends on bank)
Net banking transfer	Generally instant	Free
UPI mandate (for SIPs / IPOs)	Authorisation step; settles per the mandate schedule	Free
Cheque deposit	T+1 or T+2 (legacy; rare now)	Free

UPI is the dominant pay-in method for Indian retail flows. Zerodha supports UPI pay-in through several PSPs.

How to enable instant Liquidcase pay-ins on Zerodha

Tue, 12 May 2026 00:00:00 +0000

Zerodha Liquidcase is a liquid mutual fund product available through Zerodha Coin that can be pledged directly to Zerodha as collateral margin, enabling near-instant margin pay-ins without selling the fund units. Unlike a conventional fund addition where money leaves the bank account and enters the trading account, a Liquidcase pay-in pledges the liquid fund units held in your demat account to Zerodha. The margin equivalent, the Net Asset Value (NAV) of the units minus a regulatory haircut, is then credited to your available margin. This allows the fund to continue earning the overnight return while simultaneously providing trading margin. This guide explains the complete process: from purchasing Liquidcase units to pledging them for margin, the applicable fees, the CDSL pledge authentication, and the unpledge process.