Primary and secondary bank accounts on Zerodha

Wed, 01 Jul 2026 00:00:00 +0000

A primary bank account on Zerodha is the main bank account tied to your trading and demat account, established from the bank proof you submit at account opening, and it can be used for both depositing and withdrawing funds. A secondary bank account is any additional bank account you link afterwards. A single Zerodha trading account can hold a maximum of three bank accounts: one primary and up to two secondary. This is the model that decides where your deposits come from and where your withdrawals land.

How to change your primary bank account on Zerodha

Tue, 12 May 2026 00:00:00 +0000

Changing the primary bank account on Zerodha updates the main bank tied to your trading and demat account. The primary account is the one established from the bank proof you submitted at account opening, and it can be used for both deposits and withdrawals. The change runs through Zerodha Console , authorised with an Aadhaar e-sign, carries a fee of Rs 25 plus GST, and completes within 72 working hours once a test transfer verifies the new account. This guide covers who can use the online route, the exact steps, the offline fallback, and what you must update once the new primary bank is active.

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Primary and secondary bank accounts on Zerodha

How to change your primary bank account on Zerodha