Recurring Payments on WebNotes

How to set up a net-banking eMandate on Zerodha

Tue, 12 May 2026 00:00:00 +0000

A net-banking eMandate on Zerodha is a pre-authorised recurring debit instruction registered under the NPCI National Automated Clearing House (NACH) framework. Unlike the UPI eMandate which operates through the UPI AutoPay rail, a net-banking eMandate uses the NACH electronic mandate path, which supports higher per-debit amounts and is compatible with a broader set of bank accounts, including current accounts and accounts at banks whose UPI AutoPay support is limited. Zerodha uses NACH eMandates primarily for mutual fund SIP registrations on Zerodha Coin. This guide explains the registration procedure, NACH framework specifics, bank compatibility, and troubleshooting.

How to set up a UPI eMandate on Zerodha

Tue, 12 May 2026 00:00:00 +0000

A UPI eMandate, also known as UPI AutoPay, is a pre-authorised recurring payment instruction registered through the NPCI UPI framework. On Zerodha, UPI eMandates are used primarily for mutual fund SIP registrations on Zerodha Coin and for automated periodic fund additions to the trading account. Once a mandate is registered, Zerodha can debit your linked bank account on the scheduled dates without requiring you to approve each individual transaction. This guide explains the complete registration process, the applicable limits under NPCI guidelines, compatible UPI applications, and troubleshooting.

UPI mandate

Mon, 11 May 2026 00:00:00 +0000

A UPI mandate is a future-dated payment authorisation under the Unified Payments Interface (UPI) framework. It allows a payer’s bank to pre-authorise a debit of up to a specified maximum amount from the payer’s account on a specified future date or on a recurring schedule, without requiring the payer to re-enter a UPI PIN at the time of each debit. The mandate construct was introduced in UPI 2.0, released by the National Payments Corporation of India (NPCI) in August 2018.