Registrar and Transfer Agent (RTA) in mutual funds

Mon, 18 May 2026 00:00:00 +0000

The Registrar and Transfer Agent (RTA) is the SEBI-registered intermediary that maintains the unitholder-level records for mutual fund schemes. The RTA is responsible for the folio-by-folio accounting of who owns how many units of which scheme, processing subscriptions and redemptions, issuing Statement of Account (SOA) and Consolidated Account Statement (CAS) , and providing the investor-services portals through which retail investors interact with the AMC.

For the Indian mutual fund industry, RTA operations are concentrated in two principal providers: CAMS (Computer Age Management Services), serving roughly two-thirds of industry AUM, and KFin Technologies (formerly Karvy Computershare), serving the remainder. Together they handle records for the majority of mutual fund folios in India. The duopoly structure has implications for operational standards, technology investment, and investor experience.

Registrar Transfer Agent on WebNotes

Registrar and Transfer Agent (RTA) in mutual funds