https://v2.webnotes.in/tags/smart-sip/Recent content in Smart SIP on WebNotesHugoen-INTue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/flex-sip-smart-sip/Tue, 12 May 2026 00:00:00 +0000https://v2.webnotes.in/flex-sip-smart-sip/<p>A <strong>flex SIP</strong> (also called a <strong>smart SIP</strong> or <strong>value-based SIP</strong>) is a variant of the <a href="https://v2.webnotes.in/sip-mutual-fund-india/">Systematic Investment Plan (SIP)</a> in which the instalment amount is not fixed but varies based on a predefined valuation signal, such as the price-to-earnings (P/E) ratio or price-to-book (P/B) ratio of the benchmark index, so that more is invested when the market is considered undervalued and less when the market is considered overvalued.</p> <p>The concept is an attempt to systematise a form of tactical market timing within an automated investment framework, while retaining the discipline and regularity of a standard SIP.</p>