Tax Loss Harvesting on WebNotes

Quicko tax-loss-harvesting tool

Wed, 20 May 2026 00:00:00 +0000

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with Quicko or Zerodha.

Step-by-step procedure

Five steps per the procedure infobox.

How tax-loss harvesting works

Realised capital losses offset realised capital gains:

STCL offsets STCG and LTCG.
LTCL offsets only LTCG.
Unutilised losses carry forward 8 years.

Example

You have:

How to set off mutual fund capital losses in ITR

Tue, 19 May 2026 00:00:00 +0000

Setting off mutual fund capital losses against gains reduces your taxable LTCG / STCG. Two key rules govern: within-head offset (Section 70) and cross-head offset (Section 71). For most retail MF investors, only within-head matters: losses from MFs offset gains from MFs (or other capital assets), not salary income.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with any tax service. No affiliate commission is earned. For complex cases, consult a Chartered Accountant.

Kuvera

Sat, 16 May 2026 00:00:00 +0000

Kuvera is an Indian direct-plan mutual fund investment platform and SEBI-registered investment adviser (RIA), operated by Arevuk Advisory Services Private Limited from Bengaluru and accessible at kuvera.in. Founded in 2016 by Gaurav Rastogi and Neelabh Sanyal, Kuvera is one of the earliest and most influential pure-play direct-plan platforms in India and was, at the time of its founding, distinctive for being structured as a SEBI RIA under the SEBI (Investment Advisers) Regulations, 2013 rather than as a mutual fund distributor (MFD) . The RIA structure subjects Kuvera to a statutory fiduciary obligation toward its clients and prohibits the collection of trail commission from AMCs on mutual fund products. The company was acquired by Smallcase Technologies Private Limited in October 2023, creating a combined entity offering thematic equity baskets and direct-plan mutual funds within a unified group structure.

How to do tax-loss harvesting on Zerodha at year-end

Tue, 12 May 2026 00:00:00 +0000

Tax-loss harvesting is the practice of selling securities that are showing an unrealised loss before the end of the financial year to realise the loss, offset it against capital gains, and reduce the overall tax liability. Under the Income Tax Act 1961 and as amended by the Finance Act 2024, capital gains tax rates on listed equity are 20% for short-term gains (section 111A ) and 12.5% on LTCG above Rs 1.25 lakh (section 112A ). Harvesting losses before 31 March can meaningfully reduce the taxable gain, particularly for investors who have accumulated significant unrealised losses in a falling market.