UIDAI on WebNotes

How to fix a DigiLocker or Aadhaar OTP failure during Zerodha onboarding

Sat, 20 Jun 2026 00:00:00 +0000

A DigiLocker or Aadhaar OTP failure during Zerodha onboarding almost always traces to one fact: the one-time password is delivered only to the mobile number seeded with your Aadhaar at UIDAI , and the number you are holding is not that one. The DigiLocker eKYC step logs you in through Aadhaar and an SMS OTP to the Aadhaar-linked mobile, so if that mobile is stale, ported away from, or never linked, no OTP arrives no matter how many times you tap resend. This guide diagnoses the failure in order, from the trivial causes to the structural one, and gives the two real fixes: update the Aadhaar mobile at UIDAI, or open the account through the offline route.

How to download a masked Aadhaar for KYC

Fri, 19 Jun 2026 00:00:00 +0000

A masked Aadhaar is the version of your e-Aadhaar that hides the first eight digits of the 12-digit Aadhaar number, showing only the last four, while keeping your name, photograph, address, and the QR code intact. UIDAI offers it as a privacy feature for exactly the situation an investor meets during onboarding: a broker or AMC needs to confirm your identity, but it does not need your full Aadhaar number sitting in plain text in its records. This guide walks the current myAadhaar download flow, explains why masking is the safer choice for KYC, and gives the PDF password format that trips up first-time downloaders.

Aadhaar

Sun, 17 May 2026 00:00:00 +0000

Aadhaar is a 12-digit unique identification number issued to Indian residents by the Unique Identification Authority of India (UIDAI) , a statutory authority constituted under the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016, commonly called the Aadhaar Act, 2016. Aadhaar is the world’s largest biometric identity system: as of 2026, over 1.4 billion Aadhaar numbers have been issued (more than 99 per cent of the eligible Indian resident population), with the enrolment infrastructure operated through enrolment agencies and Common Service Centres across India. The Aadhaar ecosystem includes the Aadhaar e-KYC API, the Aadhaar-based e-sign framework, Aadhaar Authentication services, and AAdhaar offline-XML pathway, which together form the operational backbone for digital identity verification across Indian financial services, government welfare delivery, telecom, and other regulated sectors.

Unique Identification Authority of India (UIDAI)

Sun, 17 May 2026 00:00:00 +0000

The Unique Identification Authority of India (UIDAI) is the statutory authority constituted under the Aadhaar (Targeted Delivery of Financial and Other Subsidies, Benefits and Services) Act, 2016 (commonly the Aadhaar Act 2016), headquartered in New Delhi, that issues Aadhaar , the 12-digit unique identification number, to Indian residents and operates the Central Identities Data Repository (CIDR), the centralised database of all Aadhaar records. As of 2026, UIDAI has issued over 1.4 billion Aadhaar numbers (more than 99 per cent of the eligible Indian resident population), making it the operator of the world’s largest biometric identity system.