Video-Kyc on WebNotes

How to do video KYC for mutual funds (KRA / AMC route)

Tue, 19 May 2026 00:00:00 +0000

Video KYC (also called V-CIP, Video Customer Identification Process) is a SEBI-approved method for completing mutual fund KYC remotely. Unlike Aadhaar OTP eKYC (which is OTP-only and limits investments to Rs 50,000 per AMC per year), video KYC produces a full Validated KYC status with no transaction limits.

Conflict-of-interest disclosure. This guide is published by WebNotes Editorial Team for informational purposes. WebNotes has no commercial relationship with any KRA, AMC, MFU, or video-KYC service provider. No affiliate commission is earned from KYC services.

Video KYC for mutual funds

Tue, 19 May 2026 00:00:00 +0000

Video KYC enables mutual fund investors to complete KYC via a real-time video call with an authorised AMC agent rather than physical document submission or branch visits. The framework was introduced and accelerated during the 2020 COVID period when physical KYC became operationally challenging, and has since become an established alternative to Aadhaar OTP eKYC and physical KYC.

Framework

Regulatory basis

Per SEBI / AMFI guidance:

Video KYC permitted as alternative to physical KYC.
Authorised AMC personnel conduct the video call.
Identity verification documents shared during call.
Live verification of identity and signatures.

Operational mechanics

Investor requests video KYC via AMC / direct-plan platform.
Schedules video appointment.
Authorised agent conducts call.
Investor presents Aadhaar / PAN / other IDs to camera.
Live signature capture (where required).
KYC completed within 10 to 15 minutes.

Use cases

Higher-value subscriptions

For investments above the Aadhaar OTP eKYC limit (Rs 50,000):

How to complete video KYC for a PPFAS investment

Sun, 17 May 2026 00:00:00 +0000

Video KYC (formally the Video-based Customer Identification Process or VCIP, under SEBI and RBI rules) is the alternative to Aadhaar e-KYC for opening a PPFAS Mutual Fund investor account. You take this route when the Aadhaar-linked mobile number is inactive, when you do not have Aadhaar, or when you prefer not to route the KYC through UIDAI. The session itself takes 10-15 minutes on a scheduled call; activation comes 2-3 business days later. The end state is the same SelfInvest account, capable of transacting in all seven PPFAS schemes.

PPFAS folio number convention and KYC requirements

Sat, 16 May 2026 00:00:00 +0000

The PPFAS folio number convention and KYC requirements govern the structural identification of investors and their accounts within PPFAS Mutual Fund . The convention operates within the broader Indian mutual fund framework where folios are typically issued at the AMC level rather than per scheme (one folio per investor per AMC), and KYC requirements operate under the PAN-based mandatory KYC framework prescribed by the SEBI Mutual Funds Regulations 1996 and the broader Indian tax-administration framework.

How to do Zerodha IPV (in-person verification) via video

Tue, 12 May 2026 00:00:00 +0000

This guide explains how to complete the mandatory in-person verification (IPV) step during Zerodha account opening using the video-based verification feature, as required by SEBI for all new broker-client relationships in India.

Step-by-step procedure

Step 1: Understand the IPV requirement

SEBI mandates in-person verification for all new trading and demat account relationships. The objective is to confirm that the person applying is the same individual whose documents were submitted. Zerodha fulfils this through an automated video verification session, which is recorded and retained by Zerodha for compliance purposes.