Zerodha withdrawable balance: why it differs from your ledger

Tue, 30 Jun 2026 00:00:00 +0000

The withdrawable balance is the single number that tells you how much money you can actually take out of your Zerodha account and send to your bank. Zerodha defines it plainly: it is the money you can move from your Zerodha account to your bank account. The figure that confuses most clients is not this one but the gap between it and the other balances they see, namely the ledger balance and the total account balance. This reference explains what the withdrawable balance is, why it is almost always lower than your ledger, why sale proceeds are not available the same day, why a payout can arrive smaller than you asked for, what makes the figure go negative, and how pledging and open positions affect it. For the step-by-step procedure, see how to withdraw funds from Zerodha ; for how long the money then takes to arrive, see Zerodha withdrawal processing time .

Withdrawable Balance on WebNotes

Zerodha withdrawable balance: why it differs from your ledger