Zerodha Multi Asset Passive FoF

Zerodha Multi Asset Passive Fund of Fund (FoF) is a single scheme that invests in multiple underlying ETFs / index funds to give a pre-balanced multi-asset portfolio.

Underlying allocation (typical)

(Weights are illustrative; check scheme document for current.)

Why a multi-asset FoF

• One-fund solution: No need to pick equity / debt / gold separately.
• Auto-rebalancing: AMC rebalances per mandate.
• Tax efficiency: Capital gain only on FoF unit redemption, not internal rebalancing.

Tax treatment

• FoF investing in equity ETFs (>65% equity): Equity-MF taxation.
• Otherwise: Debt-MF taxation (slab rate post FY 2023-24).

Check scheme document for current categorisation. For complex tax situations, consult a Chartered Accountant.

Suitability

• Investors wanting set-and-forget diversified portfolio.
• Beginners who want exposure to multiple asset classes without managing each.
• 5+ year horizon.

See also

• Zerodha Fund House overview
• Zerodha Nifty LargeMidcap 250 Index Fund
• Zerodha Nifty 100 Index Fund
• Zerodha Gold ETF
• Zerodha Silver ETF
• Zerodha Nifty 1D Rate Liquid ETF (LIQUIDCASE)
• Zerodha Overnight Fund
• Zerodha ELSS Tax Saver Nifty LargeMidcap 250 Index Fund
• How Zerodha AMC differs from regular AMCs
• Zerodha AMC philosophy (passive-only)
• Zerodha Asset Management Company structure
• Vishal Jain (Zerodha AMC CEO)
• Invest in Zerodha Fund House via Coin
• Fund of fund
• Multi-asset fund
• Asset allocation
• Total expense ratio
• Direct vs regular plan
• Capital gains tax in India
• Mutual funds in India
• Index fund
• ETF
• Zerodha
• Coin (Zerodha)
• Direct mutual fund
• SEBI
• AMFI

External references

• Zerodha Fund House
• AMFI

References

1. Zerodha Fund House, Multi Asset Passive FoF SID, zerodhafundhouse.com.
2. SEBI Categorisation of Mutual Funds, sebi.gov.in.