Articles tagged “NPCI”
18 articles.
2026 (18)
- NPCI and Indian payments infrastructure
Comprehensive guide to NPCI and the Indian retail payments infrastructure: the NPCI legal status under the Payment and Settlement Systems Act 2007, the major …
- National Payments Corporation of India (NPCI)
NPCI, the bank-owned Section 8 company authorised by the RBI to run UPI, IMPS, RuPay, NACH, AePS and FASTag: ownership, finances, subsidiaries and rules.
- Unified Payments Interface (UPI)
UPI, the NPCI-run real-time payment system: how it works, transaction limits by category, the 2026 MDR framework, UPI Lite, 123Pay, refunds and IPO use.
- UPI 2.0 mandate explained
An explainer on the UPI 2.0 mandate construct, focusing on how the one-time block mandate works in IPO ASBA applications: creation, authorisation, lien,.
- UPI ASBA (Unified Payments Interface, Application Supported by Blocked Amount)
Encyclopedic reference on UPI ASBA: the NPCI mandate framework powering retail IPO applications in India, including sponsor and issuer bank roles,.
- UPI mandate
A UPI mandate is a future-dated debit authorisation under UPI 2.0 (UPI AutoPay), used for mutual fund SIPs, IPO ASBA, and recurring payments, governed by NPCI.
- Zerodha eMandate daily limit: eNACH and UPI AutoPay caps explained
Zerodha caps eNACH mandates at Rs 1 crore per day and UPI AutoPay at Rs 1 lakh per day. We explain both figures, flag the contradiction in Zerodha's own pages, …
- How to create a BHIM UPI ID for an IPO application
Create a BHIM UPI ID linked to the bank account that holds your IPO funds, on a handle the Zerodha Kite IPO window accepts. Step-by-step, with the rejection …
- The bank account linked with the UPI ID for an IPO
The bank account behind your UPI ID for an IPO must be your own, with enough balance, the funds blocked there under the mandate, same PAN as your demat. Why a …
- UPI ASBA supported apps and banks for IPOs
Which UPI apps and banks support UPI ASBA for IPOs, drawn from the NPCI live IPO partners list, and how to check the current list before you bid on Zerodha …
- Why some UPI handles are not shown on the Zerodha IPO window
Why some UPI handles are not shown or accepted on the Zerodha Kite IPO window: NPCI certification of the handle, third-party-app versus bank-app routes, and how …
- How to fix a UPI mandate timeout for an IPO application on Zerodha
Step-by-step guide to diagnosing and resolving a UPI mandate timeout when applying for an IPO through Zerodha Kite or Console, including how to reapply within …
- Immediate Payment Service (IMPS)
Encyclopedic reference on the Immediate Payment Service (IMPS), the NPCI-operated 24x7x365 real-time inter-bank funds-transfer rail in India. Covers the …
- How to approve a UPI IPO mandate on BHIM
Step-by-step guide to finding and authorising a Block Funds for IPO mandate request in the BHIM UPI app for an IPO application made through any Indian broker.
- How to set up an SIP via UPI autopay on Coin
Step-by-step guide to registering a UPI autopay mandate for a Systematic Investment Plan on Zerodha Coin: e-mandate creation, approval in UPI app, limits, and …
- UPI AutoPay for SIPs in Indian Mutual Funds
How UPI AutoPay replaced NACH e-mandates as the dominant SIP registration mechanism in India, enabling real-time mandate setup on smartphones and accelerating …
- BHIM app
BHIM (Bharat Interface for Money) is the government-affiliated UPI reference app operated by NPCI, launched in December 2016 as a simple, interoperable.
- Payment Service Provider (PSP) bank
In UPI, a PSP bank is a licensed bank that authenticates UPI payers, routes transactions through the NPCI switch, and bears liability for payer-side compliance.